Q: WHAT CAN I DO IF A INSURANCE COMPANY TAKE FULL RESPONSIBILITY OF A ACCIDENT. THEN TURN AROUND AND DENIE THE CLAIM.
EVEN THOUGH THEIR POLICY HOLDER TOOK FAULT
A: You can file suit in court against the person you believe caused the accident. If the judge or jury believes the person is liable, then their insurance company will pay the judgment. If this is just a property damage claim, and you have collision coverage on your insurance policy, then the best option is to turn the matter over to your company and repair your car under your policy.
A: This is actually much more common than one might think. One major insurance company in particular is well-known for accepting responsibility for an accident, paying for any associated property damage, but then contending that no one could have been hurt in the accident because of the relatively small amount of property damage involved. The avenue available to you is to challenge the insurance company's decision through litigation. You should immediately consult with a seasoned and experienced personal injury attorney in your area.
A: The insurance company for the other driver is not working in your interest so it is not surprising. Their job is to do what is best for their insured and their company. If the accident was the other driver's fault, you can file a lawsuit against them. If the other driver admitted fault to you then that can be used as evidence of fault during a trial.
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