Springfield, VA asked in Consumer Law and Collections for Virginia

Q: I received a warrant-in-debt and I don't know what to do?

Hello,

To make the story short, my significant other passed away and left me to care for our daughter alone. Anyways, a few years ago I opened a loan in desperation thinking I was able to afford to pay it off but the bi-weekly payments got the best of me and it was either rent or the loan. I stopped paying the loan and now there is a company called LVNV (not the company I originally opened the loan with) who sent a warrant-in-debt to my house. The total is for about $2700 . At this time I am pretty nervous and scared and I am not sure what to do! I can spare a few hundred but not the $2700.

Anyway, I have a court date on 6/21 and I am not sure what to do-- if I should call the company and negotiate to pay or go to court? I am afraid they will not negotiate with what I can afford and then I am so scared to go to court because I don't even know what to say. I tried legal aid but got denied. Any advice would be greatly appreciated.

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1 Lawyer Answer
Robert R Weed
Robert R Weed
Answered
  • Annandale, VA
  • Licensed in Virginia

A: The reason bankruptcy is in the law is NOT really so donald Trump could keep his casinos. It's so you can clear these debts and get back to good credit and get on with your life. You need to talk to a bankrutpcy lawyer.

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