Q: I received a warrant-in-debt and I don't know what to do?
To make the story short, my significant other passed away and left me to care for our daughter alone. Anyways, a few years ago I opened a loan in desperation thinking I was able to afford to pay it off but the bi-weekly payments got the best of me and it was either rent or the loan. I stopped paying the loan and now there is a company called LVNV (not the company I originally opened the loan with) who sent a warrant-in-debt to my house. The total is for about $2700 . At this time I am pretty nervous and scared and I am not sure what to do! I can spare a few hundred but not the $2700.
Anyway, I have a court date on 6/21 and I am not sure what to do-- if I should call the company and negotiate to pay or go to court? I am afraid they will not negotiate with what I can afford and then I am so scared to go to court because I don't even know what to say. I tried legal aid but got denied. Any advice would be greatly appreciated.
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