Mobile, AL asked in Consumer Law and Bankruptcy for Alabama

Q: Can someone who has no assets and only SS Retirement be garnished for credit card and car lease debts?

My 65 yo Father in Law has recently moved here with us from out of state. He was less than honest about his financial and income situation. His only income is his SS check which is around 1500.00/mo and he drew SS disability prior to turning 65. He accrued a large credit card debt and leased a vehicle which is soon due to be turned and we anticipate large fees. We considered bankruptcy, but even the cost of this would be a hardship on him at this point. These are his only debts but they are astronomical and in his health, we feel he will not live to pay them off. It sounds bad, but could he just stop paying the bills rather than bankruptcy?

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1 Lawyer Answer
Timothy Denison
Timothy Denison
  • Bankruptcy Lawyer
  • Louisville, KY

A: Not garnishment of social security proceeds.

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