You would need to contact a lawyer to review your purchase agreement and financing contract.

Your question is not entirely clear, but a financed car will have added interest to the price.

You have several possible claims against three possible defendants. Realistically, your recovery is likely limited by the amount of insurance that is available. I'll break down each of your possible claims, but you probably only care about the practical advice so I'll start there.... Read more »

If the company is operating in the State of Alabama, their legal name should be listed on the Secretary of State's website.

If your apartment is uninhabitable and you have made the landlord aware and the landlord has failed to improve conditions and make the home habitable then you are allowed to break the lease and move. If you get sued by your former landlord for breaking the lease you will have a recognized defense.... Read more »

General statute of limitations for debt collection actions on a contract is six (6) years. If it is a credit card or open line of credit then it is potentially three (3) years. It seems likely that your loan would be a six year statute. Now because your loan has been transferred between different... Read more »

Do no t know, however feel free to do a search on google as see as a starting point.

Plead the usury and fraud in the foreclosure action against you as affirmative defenses and file a counterclaim for overpayment.

No. If they have the confidential informant there to testify to the actual date it happened and also the police officers, then it will not matter what the time stamp on the video says.

Only an Alabama attorney is qualified to answer your question, as it involves state law. But it remains open for four weeks. As a GENERAL matter when it comes to basic and elemental terms in statutes, their meanings often tend to be straightforward. If a matter involves the need for high-level of... Read more »

Probably, but without more information, it would be almost impossible for any attorney to assist you.

For example:

1. Is the email from a recognizable email address (e.g. larry@deweycheatemandhowe.com) or is it from a nonsensical string of letters and numbers (e.g.... Read more »

Yes he owes you for the materials if he never completed the job. You will have to sue to get it back but you can also get attorneys fees and court costs.

check if you signed anything that would allow them to do that.

the application may have included an authorization to do that.

You can contact the credit bureaus regarding this but the bottom line is you are still obligated on the note. Was it not dealt with in your divorce?

Just about any attorney could write the letter you describe. I don't know what kind of working relationship you have with the shop, but it's possible that it could be more practical to simply contact them yourself in a less confrontational manner and ask them what is causing the delay and... Read more »

Yes, litigation is another term for a lawsuit. If collection actions have been filed against you, then you will have been served with paper legal documents: a Summons and Complaint, either by certified mail or process server/sheriff. This is required for any lawsuit to move forward. Telephone... Read more »

Fraud is essentially conduct that embodies deception and dishonesty. Depending on which jurisdiction's civil or penal codes you look at, it could be defined in a number of different ways. Its general attributes are that is done knowingly and deliberately by the wrongdoer, with the intent to... Read more »

How can any attorney on here answer the question without reviewing the lease, the payments and all other issues.

Did you call landlord?

A person who is a judgment creditor can garnish your wages or income. Remember, because they have a judgement against you -- the portion that they are able to garnish is theirs, not yours. If you have filed bankruptcy within 7 years you can't file again. They can also garnish your bank... Read more »

Changing your employment status from regular employee to 1099 independent contractor will NOT stop or prevent a judgment creditor from seizing part of your paycheck. In fact, changing status will INCREASE the amount of the paycheck--which should bring a smile to your judgment creditor's ugly face.