Q: The other driver's insurance company is offering a settlement but it won't cover the cost of my injuries. What do I do?
A: Retain an attorney to advocate for your position. People not represented by lawyers in personal injury claims tend to be offered very little.
William John Light agrees with this answer
A: Get a lawyer and sue, or sue the other driver in Small Claims court. Bring your medical billings (not just the co-pays, but the full billings from all providers), photos of the injuries and property damage, copy of the police report, estimates for repair and rental car. You can recover up to $10k. You can file separately for property damage and bodily injury if you need to increase the possible recovery.
This is a free review with an attorney as to the costs of your bills vs. the offer vs. the risk/costs of filing the case.
If an attorney thinks he can do better in recovery he will tell you vs. the costs and time and overall fairness.
feel free to call for a free consult over the phone. You also may want to find a local attorney you can visit in their office if you prefer rather than calling over the phone. Good Luck
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