Q: My son was 17 got a old truck an was in a wreck his fault lady was hurt I have insurance can I be sued over my policy
The truck was in both are names an the insurance is in my name
A: If the truck was in your son’s name and he was a licensed driver, I would not expect you, as a parent, to be named in any suit or to have liability potential.
1 user found this answer helpful
A:
As a co-owner --or even owner--you aren't automatically liable unless you knew your son had some safety issue (besides being a young male). The insurance on the truck covers him unless he had a separate policy.
The attorney on the other side isn't looking for your assets but insurance. You may be asked if you have homeowners that has an "umbrella" but most don't cover car crashes anyway.
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