Q: I got in a wreck and I was at fault both cars are totaled what happens if insurance doesn't cover it?
I accidentally pulled out in front of someone and both cars are totaled. I personally am not on the insurance but the vehicle is insured. The vehicle is in my dads name
A: If you were a properly authorized driver for a car you did not own, the insurance should follow the car and pay the other person’s damages, irrespective of whether you were or were not a named insured. If the owner has collision coverage, that should cover the owner’s damages. If not, that is between you and the owner.
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