Q: Can my 82 year old Mother break her auto lease and not be liable for the early return if she is going blind?
She has 2 years left on a three year lease. She can get a letter from her doctor.
A: If there is some sort of medical hardship language in the lease that says she can, then yes. If not, no. I would think such a provision would be extremely rare in most commercial auto leases. It’s not a risk most commercial lessors would want to take. Please refer to the terms of the lease to be sure.
As always, you get what you pay for. Be sure to talk to a qualified attorney about your specific situation before choosing to rely on information you get from internet discussion boards such as this one.
A: Unfortunately, the answer is "no". Finance companies are unforgiving when it comes to their money . You may wish to consider buying out the lease (if she has the financial ability to do so). This would at least leave you with an asset to sell and save you Mom from damaged credit. If she simply stops making payments, it will result in a repossession, followed by debt collection - so you do not want that result.
Buying out the lease would also prevent her credit from being derogated by the finance company.
Maybe a friend or relative could take over out the lease?
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