Perth Amboy, NJ asked in Insurance Bad Faith and Insurance Defense for New Jersey

Q: i put insurance the next day after getting pulled over without it and can it lower the charges

i got pulled over because my insurance expired but i put insurance the next day what can still be the penalty

1 Lawyer Answer
H. Scott Aalsberg
H. Scott Aalsberg
  • East Brunswick, NJ
  • Licensed in New Jersey

A: For a First Offense No Insurance charge, you face the loss of your license for one year, community service to be determined by the court and a fine between $300.00 and $1,000.00.

For a Second or Subsequent Offense you face a fine of up to $5,000.00 and imprisonment (jail) for 14 days and 30 days

community service plus 2 year loss of your drivers license

The period of license suspension may be reduced or eliminated if the person provides the court with satisfactory proof of motor vehicle liability insurance at the time of the hearing and judge feels that this is in the interest of justice, thus the reason to have a good lawyer as it is not a good excuse to say I forgot to pay my insurance bill. Most of us traffic ticket lawyers offer a free in office consultation, I would suggest that you set one up.

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