Albuquerque, NM asked in Civil Litigation, Consumer Law, Contracts and Real Estate Law for New Mexico

Q: I live in New Mexico. Can I creditor place lien on my house if I am not late on payments to the creditor?

I purchased a water softener unit for my house and I recently found out that the finance company placed a lien on my property as soon as the contracts were signed. The payments have been paid regularly and up to date when I found out of the lien on my property. Can this be done without a judgement?

1 Lawyer Answer
David Humphreys
David Humphreys
Answered
  • Consumer Law Lawyer
  • Tulsa, OK
  • Licensed in New Mexico

A: It depends on what you signed. It might be that you gave them a lien on your home, like a mortgage.

It is not a judgment lien in all likelihood.

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