we received a call for my wife today who was a cosigner on the original loan. this person said they work for an arbitration firm and said since my wife did not respond to the letter they sent within the 30 days they were proceeding with filing judgement paperwork. problem is we never received a... View More 
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answered on Jul 14, 2023
there is a statute of limitations on debts, which sets a time limit for legal action to be taken. The statute of limitations for a car loan or breach of contract can vary depending on the jurisdiction and the specific circumstances of the case. However, it is highly unusual for a debt from 20 years... View More
I took an online course on dropshipping and the company omitted to let me know that in order to achieve any success, I'd have to invest. The course was utterly expensive and I don't have more funds to invest. If I knew what it was about, I would not have signed in the first place. The... View More
answered on Jul 5, 2023
A New Mexico attorney could advise best, but your question remains open for two weeks. If you want to bring the matter to court but don't know how to do that, as you describe, one option could be to reach out to attorneys to try to set up a short free consult to discuss the most cost-effective... View More
answered on Jul 7, 2023
A New Mexico attorney could advise best, but your question remains open for a week. You could reach out to workers' comp attorneys to try to set up a free initial consult. Good luck
I get 10,000 a year. I can't do anything with that
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answered on Jun 12, 2023
Have your Father contact a competent NM attorney to draft a new Will. If you interfere too much, then your Family will contest the Will later. It is his decision, not yours. But you can request a change with a good lawyer. Will must be drafted and executed properly.
I do not wish to satisfy this judgement because the plaintiff was in the wrong, but she could hire an attorney, whereas I literally have no money. I am expecting a check from rental assistance that I want to protect from this judgement but I'm afraid that if I open an account at a different... View More
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answered on Mar 30, 2022
Judgment Creditor can ask you under oath where your property is. Become familiar with NM Exemption rights. Remember this is a public forum.
Civil suit case
answered on Jan 21, 2020
It's possible you could. You would be best off discussing this with an attorney in New Mexico, but your post remains open for a week. As a general matter, this arises in contribution or indemnity settings, and the party you implead becomes a third-party defendant. This is covered in Rule 14 of... View More
When I call the number listed for the invalid bill on my Citi statements, they hang up on me with no discussion. The email address on their website doesn't work.
Regardless, Citi says I need to communicate with the vendor to stop charges. I can't communicate with them and... View More
answered on Jul 8, 2019
FYI: You are fighting the "triangle" battle that very few--if any--bank customers can ever hope to win. But as a former bank operations officer, I will tell you the easiest and most effective way to win and stop the monthly bleeding:
Close your account at Citi Bank--and do not... View More
Real Estate Contract
This contract is made on May 28, 2019, by *** and *** (Seller) and *** and *** (Buyer)
Seller agrees to see to buyer the following described Real Estate: The Property address is ****** , Las Cruces, NM 88011. The Property is located in *** Subdivision (legal... View More
answered on Jul 8, 2019
Lawyers are very intelligent and highly trained professionals--but we are not soothsayers; nor do we do crystal balls. Therefore, I am constrained by a fundamental law of the universe (being unable to know what the future may bring) and am unable to opine on your current dilemma. Advice: wait and... View More
I tried to get it dismissed because I never finished or obtained a degree and the ending result the loans racked up to around $89,000 theres no way I can afford to pay this back I have 3 kids now and I filed paperwork because I found it tech was still filing loans for me and collecting student aid... View More
answered on Jun 29, 2019
You need to know what type of loans were issued and whether they are federally guaranteed. Some student loans even survive bankruptcy.
Gather the original loan papers if you can locate them. Contact a student loan lawyer. A fdcpa attorney can advise you if the debt collector broke debt... View More
We have unused space in my building I wish to sublease. I asked and received permission according to the terms of my original lease but with additional terms. Property management needs a copy of the agreement, our tenant needs liability insurance and they want 25% of the agreed upon rent! Is that... View More
answered on Jun 11, 2019
Since you need permission to sublet the landlord is holding you up; you have two choices: pay the additional 25% (add it to the new sub-tenant's rent); or kiss the deal goodbye.
My stepmom in New Mexico asked ADT to install their equipment. The installer only had her sign one document with 3 numbers on it, but no where did she sign that they could use her electronic signature on the official ADT contract. They said that they sent her the contract to her email, but she... View More
answered on Apr 4, 2019
Yes. In these days of electronic everything most states have defined electronic signature as being the same as hand written signatures. Whether you mom has to pay for something you say was supposed to be free is another question.
I went into contract with a person, she never fulfilled her part of the contract and now claims she’s entitled to the non refundable deposit fee of$3,500
The contract was for a one month course training for permanent makeup. I paid a little over $7,000 up front paid in full. Total course... View More
answered on Apr 3, 2019
If you have the financial resources to give over $7,000+ to a complete stranger who promised to educate you in how to apply permanent makeup in only one month, then you surely have enough money to hire a competent lawyer.
The case looks easy to prove--if you can admit to being gullible and... View More
In the contract, it states that the $1200 I paid when I initially moved in was for first and last months rent. My roommate is now trying to claim the last month rent is actually a deposit. The contract, which was written by her, is unsigned by her so I'm unsure if what is written still holds... View More
answered on Mar 26, 2019
If you paid the last month's rent to the landlord then the landlord must still have the last month's rent on deposit. So if your roommate is staying in the apartment after you leave, she will (someday) have benefit of the last month's rent after you are gone. Right? IMO, she should... View More
I purchased a water softener unit for my house and I recently found out that the finance company placed a lien on my property as soon as the contracts were signed. The payments have been paid regularly and up to date when I found out of the lien on my property. Can this be done without a judgement?
answered on Mar 6, 2019
It depends on what you signed. It might be that you gave them a lien on your home, like a mortgage.
It is not a judgment lien in all likelihood.
My parents offered to pay my living expenses, they re-niged on their offer and left me with 17k of debt.
answered on Jan 30, 2018
Possibly. I suggest consulting with a bankruptcy attorney to see if you may be eligible to file a chapter 7 bankruptcy which would eliminate any unsecured debt. Most bankruptcy attorneys do not charge for the initial consultation.
I bought a car from a private party. The seller stated there were cosmetic issues but the car ran well. During the title signing, we found that it was a salvaged title, but the seller said there were no issues with the car. After everything was signed and we had possession of the car, we found... View More
answered on Sep 13, 2016
As long as the issues are those that the seller knew about. Sounds like he halfway admitted. Send him a note that per your ealier discussions you'd like him to take the vehicle and title back. If he ignores file it in small claims court (magisterial district Court) for where he lives.
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