Pittsburgh, PA asked in Car Accidents for Pennsylvania

Q: Hi, actually my parked car got hit and I got the accident report from the officer and it’s shown the person who’s hit my

Car that he has insurance. After I contact his insurance and reported a claim they told the person who’s hit my car his insurance was canceled since last December. My insurance is lability and dose not cover my car. In this situation what i have to do? Was that officer fault? Also, I asked his insurance to send me a denial letter and they told sure but after we contact the person who’s hit my car. My question here why his insurance they want to contact the person who’s hit my car if they already know that his insurance is canceled and he doesn’t have insurance?

Related Topics:
1 Lawyer Answer

Mark Scoblionko

Answered
  • Personal Injury Lawyer
  • Allentown, PA
  • Licensed in Pennsylvania

A: Unfortunately, you are going to be stuck.

You can sue the driver who hit you, but it is probable that any lawyer who would take the case will charge you on an hourly basis, which will cost several thousand dollars. Further, if you win against the other driver, if he has no insurance, he is unlikely to have other assets to pay you.

This is why you should have collision coverage.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.