Los Angeles, CA asked in Personal Injury, Car Accidents, Insurance Bad Faith and Insurance Defense for California

Q: MR. LIGHT WHAT IF I DIDNT HAVE INSURANCE ON MY CAR AT THAT TIME?

4 Lawyer Answers
William John Light
William John Light
Answered
  • Personal Injury Lawyer
  • Riverside, CA
  • Licensed in California

A: Lack of insurance has nothing to do with who is at fault. If the other party is at fault, lack of insurance will only affect your ability to recover pain and suffering damages if you pursue a personal injury claim. You will only be able to recover economic damages (medical expenses, property damage, wage loss, rental car).

1 user found this answer helpful

Dale S. Gribow
Dale S. Gribow
Answered
  • Personal Injury Lawyer
  • Palm Desert, CA
  • Licensed in California

A: MORE INFO NEEDED

INS OR LACK THEREOF DOES NOT AFFECT LIABILITY.......IT ONLY LIMITS YOU INABILITY TO RECOVER FOR PAIN AND SUFFERING IF YOU DON'T HAVE INSURANCE............AND LACK OF INSURANCE COULD LEAD TO A LICENSE SUSPENSION

William John Light agrees with this answer

1 user found this answer helpful

Theodore Allan Greene
Theodore Allan Greene
Answered
  • Personal Injury Lawyer
  • Sacramento, CA
  • Licensed in California

A: The penalty for not having insurance is that you can only get your car fixed and your medical bills paid and possibly a wage loss claim. That is of course if the other party caused the accident. Now DMV might have some punishments for you and the police may issue a citation as well..

William John Light agrees with this answer

1 user found this answer helpful

Alexander Bakhache Perez
Alexander Bakhache Perez
Answered
  • Personal Injury Lawyer
  • Fullerton, CA
  • Licensed in California

A: If you were injured in a car accident but did not have Car Insurance it becomes a Prop 213 Case.

limits uninsured drivers from collecting non-economic damages from an accident

Consult with an attorney and ask if they accept cases of a Prop 213 some may not accept these cases since the recovery value is limited.

Our office can help offer attorney services for Prop 213 cases. Good Luck with your case.

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