San Mateo, CA asked in Contracts for California

Q: My father passed away in January. I found his life insurance policy from Seaboard Life Insurance. Still active?

I would like to know if the policy has lapsed or what the status of it is.

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3 Lawyer Answers
Thomas A. Grossman
Thomas A. Grossman
Answered
  • Palm Springs, CA
  • Licensed in California

A: I suggest you call the Life Insurance Company and ask them about the policy. There are lots of different forms of life insurance (short-term, long-term, etc.).

Bruce Alexander Minnick and Tim Akpinar agree with this answer

Gerald Barry Dorfman
Gerald Barry Dorfman
Answered
  • Mill Valley, CA
  • Licensed in California

A: Assuming you are the named beneficiary, you can try making a claim. If they deny it, they will give you a reason for the denial. If you suspect the denial is incorrect, contact an attorney right away to preserve your rights.

Tim Akpinar and Bruce Alexander Minnick agree with this answer

Tim Akpinar
Tim Akpinar
Answered

A: Contacting the carrier is your best place to start.

Tim Akpinar

Gerald Barry Dorfman and Bruce Alexander Minnick agree with this answer

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