San Mateo, CA asked in Contracts for California

Q: My father passed away in January. I found his life insurance policy from Seaboard Life Insurance. Still active?

I would like to know if the policy has lapsed or what the status of it is.

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3 Lawyer Answers

A: I suggest you call the Life Insurance Company and ask them about the policy. There are lots of different forms of life insurance (short-term, long-term, etc.).

Bruce Alexander Minnick and Tim Akpinar agree with this answer

A: Assuming you are the named beneficiary, you can try making a claim. If they deny it, they will give you a reason for the denial. If you suspect the denial is incorrect, contact an attorney right away to preserve your rights.

Bruce Alexander Minnick and Tim Akpinar agree with this answer

A: Contacting the carrier is your best place to start.

Tim Akpinar

Gerald Barry Dorfman and Bruce Alexander Minnick agree with this answer

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