Q: Can Amazon be sued for identity theft? I keep getting rejections from Chase bank for Amazon credit I never applied for.
For the last few years, it's been a nightmare removing the negative inquiries from my credit report. Both Chase and Amazon blame each other. Chase claims they only get their applications electronically, directly from inside Amazon and must process them. Amazon claims there has not been a security breach at their company and they haven't been hacked. But, it must be true if someone inside is constantly applying for credit for me and probably thousands of other customers. I think it's a scam. If my supposed credit app was approved, they are banking that I would be excited and would go shopping on Amazon. Or if it was approved, someone else could be shopping and sending goods to wherever. Either way, my identify is being stolen by Amazon. Thank you.
A: Have you completed an identity theft report and affidavit? If not, I suggest you do so. You can find one on the Federal Trade Commission website. You should also file a police report.
After you've done this, I suggest you send dispute letters to all three credit bureaus and enclosed the ID theft affidavit and police report. Demand that they delete the inquiries. I would also send letters to Chase and Amazon by certified mail including all of the above information. You could hire a lawyer to help you. but this is something you should be able to do yourself.
Can you sue Amazon for identity theft? Probably not successfully. However, after you've completed the above, you may have a cause of action if they continue to report these inquiries.
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