Redwood City, CA asked in Car Accidents for California

Q: Can a car insurance company deny liability because the person driving the car is not listed on the insurance?

I was in a accident 7/14/19 and a 15 year old was driving the SUV with 2 older women when she made a u-turn in front of me and we collided. None of the women was on the insurance and it was the girl older brother car. The owner of the vehicle is taking his time to contact his insurance and a police report was created on the scene. His insurance is now telling me he has full coverage but they have to do an coverage investigation since the person driving is not listed on the insurance as a driver and I may have to use my own insurance to fix my car and pay my hospital bill. They have a fly by night insurance I've never heard of and has a low rating. Should I think about getting a lawyer?

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4 Lawyer Answers
Gerald Barry Dorfman
Gerald Barry Dorfman
Answered
  • Personal Injury Lawyer
  • Mill Valley, CA
  • Licensed in California

A: Even without the insurance coverage issue, you should get your own attorney because you were injured. Do not speak with the insurance adjuster; certainly do not give a written or recorded statement. Most personal injury attorneys will give you a case evaluation at no charge.

William John Light agrees with this answer

Manuel Alzamora Juarez
Manuel Alzamora Juarez
PREMIUM
Answered
  • Personal Injury Lawyer
  • Berkeley, CA
  • Licensed in California

A: It is most unfortunate but I Think you should get an attorney as they are giving you the classic runaround. Best of luck.

William John Light agrees with this answer

Dale S. Gribow
Dale S. Gribow
Answered
  • Personal Injury Lawyer
  • Palm Desert, CA
  • Licensed in California

A: yes they can.

if you were injured you need to get an attorney.

if i can give you some lawyers names, please call .......760 837 7500

why not put everything through your co? they will be a lot nice to you and let THEM fight it out with the other company

William John Light
William John Light
Answered
  • Personal Injury Lawyer
  • Riverside, CA
  • Licensed in California

A: You should think about getting a lawyer regardless of the other party's insurance company. Insurance policies must extend coverage to permissive users unless that person is specifically excluded from coverage. Consultations are free. Learn what your claims and rights are.

Gerald Barry Dorfman agrees with this answer

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