Redwood City, CA asked in Car Accidents for California

Q: Can a car insurance company deny liability because the person driving the car is not listed on the insurance?

I was in a accident 7/14/19 and a 15 year old was driving the SUV with 2 older women when she made a u-turn in front of me and we collided. None of the women was on the insurance and it was the girl older brother car. The owner of the vehicle is taking his time to contact his insurance and a police report was created on the scene. His insurance is now telling me he has full coverage but they have to do an coverage investigation since the person driving is not listed on the insurance as a driver and I may have to use my own insurance to fix my car and pay my hospital bill. They have a fly by night insurance I've never heard of and has a low rating. Should I think about getting a lawyer?

Related Topics:
4 Lawyer Answers

A: Even without the insurance coverage issue, you should get your own attorney because you were injured. Do not speak with the insurance adjuster; certainly do not give a written or recorded statement. Most personal injury attorneys will give you a case evaluation at no charge.

William John Light agrees with this answer

1 user found this answer helpful

Manuel Alzamora Juarez
PREMIUM
Manuel Alzamora Juarez pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
Answered

A: It is most unfortunate but I Think you should get an attorney as they are giving you the classic runaround. Best of luck.

William John Light agrees with this answer

A: yes they can.

if you were injured you need to get an attorney.

if i can give you some lawyers names, please call .......760 837 7500

why not put everything through your co? they will be a lot nice to you and let THEM fight it out with the other company

1 user found this answer helpful

A: You should think about getting a lawyer regardless of the other party's insurance company. Insurance policies must extend coverage to permissive users unless that person is specifically excluded from coverage. Consultations are free. Learn what your claims and rights are.

Gerald Barry Dorfman agrees with this answer

1 user found this answer helpful

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.