Q: we were in a accident and they were at fault, their insurance wants to totaled our car, what are my options ?
cause we don't want the money we want our car fix because we can't afford a new car
A: Ordinarily, if an insurer wants to total a car, the only question is if you agree with the value they give you. Once they total the car, they get the certificate of title and the car is theirs. You can try to negotiate with them to take less money and keep the car. However, there likely will not be enough money to pay for the repairs.
1 user found this answer helpful
A: Mr.Scoloblionko is correct. However note that if you buy the car back for salvage a) you still have to turn in the title and will be given a "salvage title" that basically says the car was in a wreck; b) if the car can't be fixed for the money or develops another problem, it' s your problem. This may be ufair so you have to look at your injury claim. If the other driver was at fault you have a claim not just for your car but for lost wages, medicals above your coverage, and your injuries. Members of the Pennsylvania Assn for Justice like myself give free consults so that you can know your rights.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.