Seattle, WA asked in Bankruptcy for Washington

Q: I purchased an airline ticket

] I purchased an airline ticket in January w/credit card. I had to file bankruptcy due to health reasons. I recieved my discharge in may. The credit card that is used to purchase the ticket I included in bankruptcy. I owed them a balance when I filed bankruptcy. Come to find out the airline owed me a refund in September and they sent it to the credit card company that I used to purchase it. Can the credit card keep the refuand apply to the discharged debt and are they suppose to make my discharge debt zero balance? Thank you

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1 Lawyer Answer
Timothy Denison
Timothy Denison
  • Bankruptcy Lawyer
  • Louisville, KY

A: Yes. The refund was a set off against the debt. Unless the trustee wants to pursue it as property if the estate, it’s gone.

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