Q: I purchased an airline ticket
] I purchased an airline ticket in January w/credit card. I had to file bankruptcy due to health reasons. I recieved my discharge in may. The credit card that is used to purchase the ticket I included in bankruptcy. I owed them a balance when I filed bankruptcy. Come to find out the airline owed me a refund in September and they sent it to the credit card company that I used to purchase it. Can the credit card keep the refuand apply to the discharged debt and are they suppose to make my discharge debt zero balance? Thank you
A: Yes. The refund was a set off against the debt. Unless the trustee wants to pursue it as property if the estate, it’s gone.
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