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Washington Bankruptcy Questions & Answers
2 Answers | Asked in Banking, Bankruptcy, Business Law and Intellectual Property for Washington on
Q: What kind of an attorney do I need if there are issues with divorce, fraudulent bankruptcy, property, and business.

He also made me very sick. I have been blocked from seeing any documents. I am in need of a attorney ASAP

Robert C. Hahn III
Robert C. Hahn III answered on Jun 4, 2020

The short answer is, you need an attorney that understands both family law and bankruptcy law or two lawyers that know each individual area of law to work together.

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1 Answer | Asked in Bankruptcy, Real Estate Law and Civil Litigation for Washington on
Q: What kind of lawyer deals with a Timeshare Bankruptcy resulting in a lawsuit. Real Estate? Litigation?
Timothy Denison
Timothy Denison answered on May 6, 2020

Yes. Real Estate or Timeshare Purchase Companies.

1 Answer | Asked in Bankruptcy, Personal Injury and Medical Malpractice for Washington on
Q: I need an expert opinion. Do I have a good claim against the Purdue pharmaceutical bankruptcy.

Washington State, Snohomish County. Prescribed oxycodones for pain in my feet from 1997 till 1999. Became addicted to opiates been in and out of treatment, have multiple felony drug cases which I've done prison time for. Also had a child born with neonatal abstinence syndrome.

Timothy Denison
Timothy Denison answered on Apr 13, 2020

You need to do a a malpractice attorney who will review it and then have an expert review it and the expert will tell you whether it is viable or not.

1 Answer | Asked in Bankruptcy, Consumer Law, Collections and Social Security for Washington on
Q: I need to sue ORS in utah for illegally garnishing my concurrent ssd/ssi benefits for 7 years. How do i do this?
Timothy Denison
Timothy Denison answered on Feb 8, 2020

Contact a competent debtors rights attorney near you who can lay out your options.

1 Answer | Asked in Bankruptcy for Washington on
Q: I'm currently in a chapter 13. My roof is leaking and needs replaced. Can i get a loan or financing for replacement?
Timothy Denison
Timothy Denison answered on Feb 4, 2020

Probably, but you need to seek permission if the court before incurring any new debt.

1 Answer | Asked in Bankruptcy for Washington on
Q: Do you know any probono lawyers in spokane wa area? I can't afford any more debt.
Timothy Denison
Timothy Denison answered on Nov 26, 2019

Check with your local bar association or legal aid society. They maintain lists of pro bono and reduced fee lawyers.

2 Answers | Asked in Bankruptcy for Washington on
Q: What forms do I need for a chapter 7 and is there a packet
David Gormley
David Gormley answered on Nov 26, 2019

You can check the bankruptcy court's website for information on the forms.

Here is the website for western district. http://www.wawb.uscourts.gov/csReadyToFile

They also have information on representing yourself. At the very least get a consultation with a bankruptcy...
Read more »

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1 Answer | Asked in Bankruptcy for Washington on
Q: I purchased an airline ticket

] I purchased an airline ticket in January w/credit card. I had to file bankruptcy due to health reasons. I recieved my discharge in may. The credit card that is used to purchase the ticket I included in bankruptcy. I owed them a balance when I filed bankruptcy. Come to find out the airline owed... Read more »

Timothy Denison
Timothy Denison answered on Oct 5, 2019

Yes. The refund was a set off against the debt. Unless the trustee wants to pursue it as property if the estate, it’s gone.

1 Answer | Asked in Bankruptcy for Washington on
Q: Can a garnishment be stopped. I don't think I can bankrupt. But am willing to make payments easier to handle. 11k
Timothy Denison
Timothy Denison answered on Aug 16, 2019

Not likely except by agreement with the creditor. Make sure you can’t bankrupt before you move forward.

1 Answer | Asked in Consumer Law, Bankruptcy, Foreclosure and Real Estate Law for Washington on
Q: How could misapplied mortgage payments found after an agreed tpp be rectified on borrowers behalf?

I found a payment that was applied to principal curtailment that in turn caused late fees and missed payments. Other fees down the road could the error change the outcome of where i am now?

Timothy Denison
Timothy Denison answered on Jul 18, 2019

Yes. Dispute it on your credit report and with the lender. You should get on this ASAP bc it can materially affect your credit rating.

2 Answers | Asked in Bankruptcy for Washington on
Q: Hi im filing Chapter 7 bankruptcy

I also found a lawfirm that removes information from my credit, do those 2 things conflict if done at the same time?

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Jun 5, 2019

Removing derogatory information in your credit report does NOT absolve you of the underlying debts that caused the information you want removed. Filing a Chapter 7 may result in getting rid of some or all the debts--but your credit report will then contain that information.

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1 Answer | Asked in Bankruptcy for Washington on
Q: Chapter 7 , mortgage related questions

If I file a chapter 7, and want to reaffirm my mortgage, that is past due 120+days , would I have to become completely current or up-to-date before the mortgage company will agree to reaffirm or work with me on making arrangements. And after I file chapter 7, if I understand correctly, the mortgage... Read more »

Timothy Denison
Timothy Denison answered on May 10, 2019

It varies from lender to lender what they will require or permit. The stay prohibits all contact. If you reaffirm the mortgage, you must do so before the case is closed. If not, you simply walk away.

1 Answer | Asked in Bankruptcy for Washington on
Q: Filed emergency 13 to save home in sept. Just filed again to work out modification. Will it put a stay on sale?

Filed emergency 13 in sept was dismissed. I did not follow through I just filed again will it stop the sale of my home?

Timothy Denison
Timothy Denison answered on Mar 25, 2019

Temporarily.

1 Answer | Asked in Bankruptcy for Washington on
Q: Filed 13 to stop sale of home in sept was dismissed. I just filed again will it stop sale while i do modification
Timothy Denison
Timothy Denison answered on Mar 25, 2019

Only temporarily. You’d better hustle.

1 Answer | Asked in Bankruptcy for Washington on
Q: Rough Payment Calculation for Ch 13 Bankruptcy with No Secured or Priority Debts

I was disabled by injury 6 months ago and can no longer work. I receive regular money from the government but have next to nothing left over after basic expenses. I am now severely in debt due to medical bills and less income and can’t afford my minimum payments anymore. I contacted my credit... Read more »

Timothy Denison
Timothy Denison answered on Mar 18, 2019

You need to consult competent bankruptcy counsel who is knowledgeable in student loan modifications and/or forgiveness. Only after you run the guidelines can you have a real idea of what your actual payment could be.

2 Answers | Asked in Bankruptcy for Washington on
Q: I owe 23K on a car worth about 18K- payments are current will I be able to reaffirm this debt in CH7?
Timothy Denison
Timothy Denison answered on Mar 11, 2019

Yes, if that is what you want to do.

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1 Answer | Asked in Bankruptcy for Washington on
Q: Hey I bought a car jointly with my girlfriend. We have since broke up and she’s about to claim bankruptcy. What options?

I now have the car we figured I would just switch it in my name when it’s paid off. The interest is really high on it though. I am able to still pay it off but my credit is not high enough to put it in my own name, or to even get a refinance. But when she claims bankruptcy does that affect my... Read more »

Timothy Denison
Timothy Denison answered on Feb 3, 2019

Unless there is equity in the car, it won’t matter. Even then, she can protectabout $3,560 in equity. If you keep paying for it, you should be able to keep it.

1 Answer | Asked in Bankruptcy for Washington on
Q: What is the definition of Income for bankruptcy?

Looking at the definitions there isn't anything really explaining "income". "income" has been defined by the Supreme Court very well when dealing with the Income Tax. Would this be the correct definition to fall back on?

"Equally well settled is the rule that... Read more »

Timothy Denison
Timothy Denison answered on Dec 15, 2018

Both definitions you cite qualify as income.

1 Answer | Asked in Bankruptcy for Washington on
Q: We have jointly owned car and rv he only owns half the house. How can we fix this? Ex wife not cooperative.

In bankruptcy involving ex-wife, dual ownership of the home, we have jointly owned vehicle and RV that have loans. Don't mind losing the rv, but where we live a car is necessary. 1. Would he lose the whole house even if it jointly owned with the ex-wife? 2. Would we be able to keep the car?... Read more »

Gordon Charles Webb
Gordon Charles Webb answered on Dec 2, 2018

Hire a bankruptcy lawyer.

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