Q: What is the NH statute defining incompetence?
A:
A New Hampshire attorney could advise best on this, as insurance coverage is generally governed by state specific-elements. But your question remains open for two weeks. The problem with such a legally broad term is that it could be defined in more than one way, depending on the statute and context. I understand your line of reasoning, in terms of demonstrating incompetence to invalidate a cancellation, but disability policies can be difficult even when a policy IS in effect. Maybe a starting point could be to contact a New Hampshire attorney who handles disability claims to ask about a brief consult to assess the matter. Good luck
Tim Akpinar
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