Q: You I had a guy rear end me at a red light and it was the guys fault well now his Insurance company is leaving me stuck
His insurance company got me a rental car and now I was informed I have to return it tomorrow. Their garage totaled out my car now they say the check for the van has to be paid to this shady lien holder so now I’m going to be stranded and no money. I’m disabled and I don’t get money until the 3rd. My husband died last month. The attorney that’s handling the personal injury part said he can’t do anything so I just don’t understand how an insurance company that has a policy holder that’s 100% at fault leave me out in the cold like this. I mean I still owe for the banana I know I still have to pay that payment but can’t the insurance company cut me solely ache I or at least for 1/2 of that check so I can get another vehicle?? There’s got to be a way that I don’t get the shaft on something I didn’t do or cause please god tell me there is something i can do with this insurance company of this guy
A:
I'm very sorry that all these things are happening to you on top of the recent loss of your husband. Unfortunately, when it comes to rentals, the allowances are strictly monitored. Once a check is cut, or once a determination of damage is made, that's about the end of the line for the rental. Unfortunately, your total loss determination is compounded by the lien issues. If your attorney could take steps to speed up things with the lienholder, maybe that could free up some funds for you. Since liability is in your favor, if your treatment is completed and there are no uncertainties with your prognosis or future disabilities, you could ask your attorney what could be done to speed up the settlement of your case if a reasonable figure could be reached. Good luck
Tim Akpinar
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