Q: I owe $7000 for damage in an auto accident. Told the collection agency I can pay $100 per month. All I can afford.
As long as I am giving them something, they gave to accept it. Is this correct?
A: Under Nebraska law the insurer or their collection agency can sue you for the $7,000. If they get a judgment they can typically garnish 25 percent of your wages if you are not head of household, 15 percent if you are head of household, and they can garnish 100 percent of your bank account unless its under an exemption such as Social Security payments. If this will prevent you from being able to pay your bills you might want to consult with a bankruptcy attorney in their office, which is typically no cost.
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