Q: What legal problems can I have if a debt collector continues to pursue me (US citizen) in Japan?
A merchant in Japan tried to copy my signature 3 times, the signatures were professionally verified to be false. The original bank refused to verify signatures, and never acknowledged the fraud, despite other evidence provided, such as my colleague's wallet being stolen at the same time and then charged falsely by the same merchant. Now a US collection agency has sent a first letter of collection.
What are my legal risks? Thank you!
A:
If a US collection agency is trying to collect an invalid debt you have the right avail yourself of the Fair Debt Collection Practices Act, a federal statute. Contact a U. S. lawyer for advice because if you ignore the collection agency it could result in a collection action that you might have difficulty defending.
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