Q: OK so I’ve had this car loan since 2016 I’ve been paying steady on it I’ve maybe had one late payment. So
The creditor the assigns the contract to a debt collector which I took an opportunity to dispute the debt so I sent a dispute the dead verification and validation of that letter certified mail notary presented in they ignored that I gave him 30 days and it’s actually been over 30 days. They try to repo my car last night. On my credit report it shows I’m in good standing everywhere with both so-called credit alleged creditors. So in the contract that I sent them they just ignored everything so I figure they acquiesced to these I want to know everybody’s thoughts on this I plan to send a notice of non-response with an intent to sue and I’m going to take him to court for violations of the FDCPA I just like to have some input
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