Q: My ex and I filed Ch7 in 2015, mortgage was discharged. We divorced 2020 and he quitclaimed home to me.
How can I get his name off the discharged mortgage? I have the quitclaim deed and divorce paperwork showing it is mine. Im sick of him being able to access mortgage info as well as things being mailed to him from the bank. The property is in VA.
A:
You can only accomplish this by refinancing the mortgage. Now is a good time because the rates are so low.
The bank has no obligation to release the lien of the mortgage unless it was stripped in bankruptcy.
Good Luck: go see a lawyer.
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