Q: What information does a company like Midland Credit need to collect an unpaid debt that will hold up in court in Ohio?
Will a simple statement (without a list of transactions) work? Or do they need the original agreement and list of transactions? This is for an unpaid credit card debt that was charged off and sold to Midland Credit. (Assume you're trying to fight it without filing bankruptcy please.)
A: If you filed for bankruptcy after the debt was incurred and you received a discharge, all that they need is your case number.
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