Asked in Consumer Law for North Carolina

Q: If a vehicle was bought and was supposed to have a lein on it but the title came in clear and with no lein recorded

Then the vehicle was sold and the loan company found out. What are the actions they can take civil, criminal? Can the owner be charged with a crime?

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1 Lawyer Answer
Lynn Ellen Coleman
Lynn Ellen Coleman
  • Consumer Law Lawyer
  • Licensed in North Carolina

A: The vehicle owner signed a contract with the loan company, so the owner still has to pay off the loan. If the loan is not paid, the loan company can bring a civil lawsuit to get a judgment for money owed. Criminal charges are a possibility but without more facts, this is difficult to assess. If the owner just pays off the loan balance with the proceeds of the car sale, criminal charges are unlikely.

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