Q: hi, over 20 years ago i filed for chapter 7. i also had a credit card debt for around 1000 usd with a german bank
but didn't include it on my chapter 7 (this debt was about a year before filing). 13 years later i get a letter from a german collection agency adding 1000's in fees and they continue to do this. being a us citizen living in california can i disregard this?
what if anything can they do?
thanks for your reply,
A: inform them of the bankruptcy and provide them with your bankruptcy information. they are passed the california statute of limitations to collect against you as well.
Harlene Miller agrees with this answer
There is specific case law that protects you from a debt that was not listed on your original Chapter 7 petition. Tell them you filed Bankruptcy and tell them to not contact you any further. If they continue to harass you and attempt to collect on an outlawed debt, please retain counsel forthwith to address this conduct.
Vernon C. Tucker, Esq.
A: You should inform them of your bankruptcy and give them the case number. They should go away but if they don't contact a California bankruptcy attorney who can help you..
A: I agree with my colleagues. Provide filing date of case, case number and date of entry of discharge. If the debt was incurred prior to the bk filing, it is considered discharged under most circumstances. Continue to monitor it. If necessary consult with a bankruptcy attorney for further assistance.
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