Q: What’s the best way to win my appeal against my auto insurance company for denial to take care of my accident coverage?
My filed a insurance claim on my car for hitting a ditch. My vehicle had previous damage already from a previous claim with my previous insurer my current insurer contacted my previous insurer and obtained photos I sent for that claim and now they are stating that because my odometer hasn’t moved and it’s so called the exact same damage they are saying the damage was done before I obtained coverage on my vehicle but the front end damage in which they are referring to isn’t what I’m claiming it’s the passenger side damage I’m claiming that they are denying and tieing with the previous claim from the previous insurer. She stated cause there was mud on the tire in the previous pictures and there’s mud on the car tire now with the claim. They have denied my coverage and I don’t know what to do when it isn’t true I just think it’s because I just switched my insurance from a different insurer and was only with them for a week before I made my claim
A Washington attorney could advise best, but you await a response for three weeks. This sounds like a difficult claim, and such situations do arise when going from one insurance carrier to another, and a new claim arises near the start of coverage. If you've been issued a denial, review it if it outlines your remedies, whether arbitration, civil court, small claims, etc. Depending on the extent of coverage, this might not be the type of claim that an attorney would accept on a contingency basis - so if you're going to consult with attorneys, ask them if it would be worthwhile to pay an attorney to handle this. Good luck
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