Q: What’s the best way to win my appeal against my auto insurance company for denial to take care of my accident coverage?
My filed a insurance claim on my car for hitting a ditch. My vehicle had previous damage already from a previous claim with my previous insurer my current insurer contacted my previous insurer and obtained photos I sent for that claim and now they are stating that because my odometer hasn’t moved and it’s so called the exact same damage they are saying the damage was done before I obtained coverage on my vehicle but the front end damage in which they are referring to isn’t what I’m claiming it’s the passenger side damage I’m claiming that they are denying and tieing with the previous claim from the previous insurer. She stated cause there was mud on the tire in the previous pictures and there’s mud on the car tire now with the claim. They have denied my coverage and I don’t know what to do when it isn’t true I just think it’s because I just switched my insurance from a different insurer and was only with them for a week before I made my claim
A:
A Washington attorney could advise best, but you await a response for three weeks. This sounds like a difficult claim, and such situations do arise when going from one insurance carrier to another, and a new claim arises near the start of coverage. If you've been issued a denial, review it if it outlines your remedies, whether arbitration, civil court, small claims, etc. Depending on the extent of coverage, this might not be the type of claim that an attorney would accept on a contingency basis - so if you're going to consult with attorneys, ask them if it would be worthwhile to pay an attorney to handle this. Good luck
Tim Akpinar
A:
Correction - I'm sorry - I meant, "extent of "DAMAGES," not extent of "COVERAGE." Good luck
Tim Akpinar
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
