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Washington Insurance Defense Questions & Answers
1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Personal Injury for Washington on
Q: Are there any successful attorneys willing and available to help with a injury claim against Boeing and Sedgewick?

Need someone who can help facilitate the dealings with Sedgewick, who is Boeing's private insurer, because they can't seem to get things right on a case that has been going on for 10+ years. Had 5 foot surgeries 10+ years ago. Finally got fixed with 5th one. About 1-1/2 years ago, re-opened my... Read more »

Tim Akpinar
Tim Akpinar answered on Jun 25, 2019

You mention a widely recognized and well-liked workers' comp carrier and working graveyard shift. This looks like a WC case - you've posted in good categories but if you add Workers' Comp to your categories, hopefully one of the WC attorneys could pick up your question if this is something that... Read more »

1 Answer | Asked in Car Accidents, Civil Litigation, Insurance Bad Faith and Insurance Defense for Washington on
Q: How does an insurance company settle claims when their insured are both parties of an MVA? How do they "sue" themselves?

My friend was involved in a three car collision recently. She was rear-ended by a vehicle which slammed her car into the car ahead of hers. The same insurance company that insures my friend is the same insurance carrier for the individual's vehicle that slammed into her from behind. The vehicle... Read more »

Stan Glisson
Stan Glisson answered on Jul 26, 2018

It's handled by different divisions within the company normally. Happens all the time, but I understand what you are saying; it looks like a clear conflict.

Then of course if her carrier pays some of her medical bills, it can require compensation from the other driver's insurer; yes, the...
Read more »

1 Answer | Asked in Health Care Law, Insurance Bad Faith and Insurance Defense for Washington on
Q: Is it legal for an employer to only give 24 hour health insurance paperwork turnaround time? We had no time to look

We had no time to look into our other options. At 24/hr, the premium is $900/month for a family, and it would only cover 50% and the deductible was insanely high. My husband filled it all out because he didn't want us to be without coverage. We searched around and found options for my daughter and... Read more »

Christian K. Lassen
Christian K. Lassen answered on Apr 2, 2018

You can complain to the HR Department

1 Answer | Asked in Car Accidents, Insurance Defense and Personal Injury for Washington on
Q: When calculating a personal injury settlement, are property damages incurred in an accident separated?

What I mean by this, is when using a calculator such as this one http://www.alllaw.com/articles/nolo/personal-injury/calculator.html

where we assume that medical bills are equal to 3500, property damage is equal to 5000, and lost wages are equal to 60, which we then multiply by 3 as the... Read more »

Peter N. Munsing
Peter N. Munsing answered on Jun 29, 2017

Forget the formula. That's bogus. If you lost an eye would 3 x the medicals be enough? No way. If you had one ER but went in as trauma and the bill was 19,000 and no follow up after, do you think they'd pay 3x19?

If your crash is serious enough to consider uninsured, you should reconsider...
Read more »

1 Answer | Asked in Insurance Defense and Traffic Tickets for Washington on
Q: Is it against the law to be a passenger in an uninsured vehicle? Are there any insurance obligation to a passenger?
Stan Glisson
Stan Glisson answered on Nov 22, 2016

Nope.

RCW 46.30.020 "Liability insurance or other financial responsibility required—Violations—Exceptions: says:

"(1)(a) No person may OPERATE a motor vehicle" without mandatory minimum insurance (emphasis added).

No obligation on the passenger.

1 Answer | Asked in Animal / Dog Law, Environmental, Personal Injury and Insurance Defense for Washington on
Q: If wildlife causes an accident are you at fault? Or domesticated animals running into traffic?

I drive rural roads with wildlife from small to big to bigger. Deer often cross the road unannounced. I often have to slam the breaks to avoid a collision. Drivers behind me get pissed and have a near miss. Rural roads = barely patrolled. So drivers go fast and will drive where ever there is... Read more »

Peter N. Munsing
Peter N. Munsing answered on Jun 28, 2016

You aren't responsible for wild animals--no one is. As far as domesticated animals, the owner of the animal is responsible for them. In the example you gave I don't see why you would be at fault--the other individual collided with the deer, not with you.

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