Q: Before purchasing a mobile home, we must be approved by the park. Is it legal to ask for personal & financial info?
When screening the applicant for tenancy, what information is a mobile home park able to ask for? If the person purchased the mobile home outright, and rents the land, can they legally ask for the following information?
- Copies of three months of paystubs
- list of all current debt including creditor, account number, balance, and monthly payment
- bank and checking account number
- pull hard inquiry on credit report
Can they also request three months of your savings and checking account statements?
A: Yes, they can, since they may decide not to rent to someone who has bad credit and will likely fall behind on the rent payments. However, under the Maryland Mobile Home Park Act, a park owner may not unreasonably deny a mobile home owner's application to enter into a rental agreement; and if the mobile home owner is already a resident in the park, and is denied a new lease, then they have 6 months to move or sell the mobile home. Otherwise, they have 30 days to sell or move the mobile home.
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