Q: Stepson named his mom beneficiary of life ins many years ago, Got married 6 years ago but were together 17
Does his wife have any claim to the insurance?
A: Doubtful. Insurance is a contract. If his mom is beneficiary, that's to whom the money will go. Possible exception may be a cash value policy paid into during the legal marriage (not total time together).
Jay D Mukerji agrees with this answer
A: Unfortunately, a named beneficiary almost always prevails on an individually owned policy.
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