Q: foreclosure notice Ohio help
We received a foreclosure notice for our house. The house has late payment for nearly a year. The house mortgage and deed is in my dad’s name. My dad traveled out of the US in Feb-2020 and he has a police warrant so he probably not coming back. My mom and two young brothers living in the house now. They want to stay in the house and pay the late payments but she can’t do that while the mortgage in my dad’s name. Is there any way to transfer the mortgage and the deed to my mom’s name since my dad is not coming back to US. They are still married
does she has to refinance the mortgage in her name? or can she pay off what left from the loan and transfer the house to her name?
A:
They can continue to make payments. The bank doesn't care where the money comes from.
As to transferring the property the easiest way would be to obtain a divorce from your dad and take the house in the divorce subject to obtaining a refinance of the mortgage.
Call the attorney who filed the case and arrange to make payments.
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