Q: If I get into an accident while driving a company car while doing job duties will my personal insurance be affected?
I work for a self driving car company in the Bay Area and I got into an accident today where I was parking the company car during my shift and I accidentally backed up into a parked car. All collision procedures took place and I left a note on the car. There wasn’t much damage to either of the cars but I am worried that my personal insurance will go up and this will show up on my personal driving record as well which can lead to issues later on the road. For the most part, will my company deal with paying for all the damages and etc? I am a contracted worker in which my agency is directly affiliated with this company.
A:
Remember that insurance follows the car.....so the insurance for the car you were driving in, should control.
there is no law that you have to report the accident to your insurance co.
when it comes up for renewal, unless they ask, I would NOT volunteer the info.
if your ins co finds it so be it........but don't make their life easier........in my opinion.
A: if there was very little damage, rather than putting through the ins for the car you were in, it might make more sense for you or the company, to just pay for the property damage to the car.
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