Q: Someone hit my car -police report. if her insurance doesn’t have collision coverage, My insurance can make Her pay me?
I have a police report, my insurance is going to contact her insurance, If She doesn’t have coverage, what can I do to make her pay?
A: Please see my answer to the last question. Assuming she has no coverage, mention that to the police. They will cite her, and that may, miraculously, cause her to produce the "oh, I forgot about this...is this what you mean?" policy she didn't want to involve in her misadventure.
Then, you can sue her in small claims. Your insurance may sue her, and should collect for you your deductbile, but understand they are under no duty to collect any other monies such as car rental that you may have spent.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.