Q: The bank that services my mortgage has denied me a copy of the contract. What can I do?
Truth in lending
A: You may be looking for something else. But the important instruments are the Mortgage which is recorded at the Courthouse. The Note is secured by the Mortgage, and there should be some Note terms in the Mortgage. The loan servicer is not the lender, and probably owes you nothing as you are not in privity with them.
A: Unless it is a balloon Note, you can compute an Amortization Schedule with the Note amount, length of term, and interest rate.
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