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In Mississippi, if a mobile home mortgage debt is discharged through Chapter 7 bankruptcy without reaffirming the debt, is a lender required to accept a payoff to stop repossession, or must they allow for reinstatement? I've received mixed information on this and am looking for clarity... View More
answered on Nov 6, 2025
Mississippi’s UCC gives you a statutory right to redeem the collateral by paying the full amount owed (the entire accelerated balance) plus reasonable repossession/attorney’s fees and costs any time before the lender disposes of it. The lender must allow that payoff/redemption; they do not have... View More
I have been living in a property for 14 years in Mississippi, and I have been paying the property taxes for 10 of those years. The owner passed away in 2012, and I have communicated with the heirs who have expressed no interest in the property. I have also made improvements to the property. How can... View More
answered on Sep 30, 2025
To establish title by adverse possession in Mississippi, you must prove in court, by clear and convincing
evidence, that your possession of the real property was (1) under claim of ownership; (2)
actual or hostile; (3) open, notorious, and visible; (4) continuous and uninterrupted... View More
I am concerned about my mother's wellbeing and her financial situation. My daughter has the legal power to manage my mother's affairs, possibly through Power of Attorney, but she moved my mom out of her house and has not been paying the mortgage, which is now three months behind. My... View More
answered on Sep 30, 2025
You can pay the mortgage payments to get the account current, and then file in Chancery Court in your mother's county for a conservatorship. You will need a lawyer to do that. The conservator appointed by the court would then control your mother's assets, and they must file an annual... View More
I am one of eight siblings, and our mother left us a quitclaim deed for a property located in Mississippi. We all live in Arkansas and Texas. I'm delegated to seek guidance on the probate process, as the executor was not specified. Our family is in agreement regarding the property access... View More
answered on Sep 30, 2025
A quitclaim deed avoids the need for probate. Wills go to probate court, as do estates without a will where no successor owner is named for assets, but a quitclaim deed is a way to avoid probate court altogether. The deed says who owns the land and any conditions to the ownership. A buyer may... View More
In the state of Mississippi, how can we address a situation where a person moved their belongings into an elderly parent's home 10 years ago after a divorce, without paying rent or expenses, and refuses to leave despite requests from the homeowner and family? This person is an adult child of... View More
answered on Jul 10, 2025
As they have lived there so long and established residence, the homeowner will need to serve them a 30 day notice to quit. If they don’t leave after this, the homeowner can file for eviction in the Justice or County Court.
However, without a will, the child will become a partial owner... View More
I have lived my whole life in a property that belonged to my parents, who have now passed away. There is no will or estate planning documents regarding the property, and I have not gone through any probate process. I have been paying the taxes on it and recently redeemed it from a tax sale. I have... View More
answered on Jun 17, 2025
Hire a competent MS attorney to search the title and determine heirship. An Affidavit of Heirship will need to be recorded as the heirs source of title. Then ask if the other heirs will convey their interests over to you as the fee owner.
I signed a contract and a warranty deed for property with my five siblings. The paperwork explicitly required each signature to be notarized. Three of my siblings signed in front of a notary, but two did not. The property is in Mississippi, and now the two siblings whose signatures were not... View More
answered on May 2, 2025
You will need a MS attorney to examine the document. But land is conveyed by an executed and delivered Deed, not just a contract to do something. Who is the grantee? He does not need to sign the Deed. If the document can be construed as a Deed, then any proper grantors have already conveyed... View More
I'm based in Mississippi and attempted to secure a hard money real estate loan with an investor from Phoenix, AZ. We signed a contract online, which stipulated an origination fee to be paid, and the loan funds were to be disbursed within one business day upon completion and verification of... View More
answered on Mar 29, 2025
A Mississippi attorney could advise best, but your question remains open for two weeks. Yes, it could be a breach, and it could also be a misunderstanding due to communication. From a textbook standpoint, one party acting on their own does not usually have authority to change the terms of a... View More
I suspect my relatives unlawfully seized my inheritance in Mississippi, including property and insurance left by my deceased father Ralph Bishop, an heir to his father, Frank Hagmon Bishop, a Navy veteran. Despite my rightful ownership, assets were transferred, perhaps to California, with potential... View More
answered on Mar 5, 2025
If you feel real property should have been inherited by you, hire a MS attorney to search the title and determine heirship. If you are a tenant in common, sue the other recorded tenants either for Partition or possibly Ejectment. Time is of the essence here. As to insurance, contact the... View More
The daughter says that the IRS will not let her do anything with the house (sell, rent, fix up, etc). She says the IRS told her that she's allowed to stay there a few times during the week, but if a family member or friend wants to stay the night or a wknd, she would have to be present the... View More
answered on Sep 1, 2024
The Federal Tax Lien is a legal tool the IRS uses to help secure and enable tax collection. Liens and other "security instruments" direct third parties to first use any proceeds (cash) from transactions to satisfy (pay-off) the associated debt.
However, not all lens are... View More
Seller is doing all paperwork not using a realtor. Both trying to save on cost.
answered on Aug 5, 2024
If you do not get a deed when you pay $ 15K, do not execute this transaction. Do not use a contract for deed, as it is only a lease with an option to purchase (which he will refuse and evict you). Getting a deed and giving a note secured by a deed of trust would suffice. Hire a MS attorney to... View More
That if I never received a bill for property taxes now he has past
answered on Feb 4, 2024
I understand your situation with your father using your social security number to purchase land, resulting in a lack of property tax bills. It's crucial to address this issue promptly to avoid potential legal complications.
First, consult with an attorney who specializes in real... View More
Because i still need to transfer title after filing Affadavit To Heirship(?)
THANK YOU!!!
answered on Jan 13, 2024
To transfer property in Mississippi from an Administratrix Deed after someone's death with the judge's orders, you typically need to use a Quitclaim Deed or a Warranty Deed, depending on the circumstances.
First, ensure that you've filed the Affidavit of Heirship as required... View More
My uncle was shot and killed, and they tried to kill my dad and my brothers. So we had to pack up everything and leave. Our neighbors just didn’t want black neighbors at the time. This was around 1950 ,but I still have the deed.
answered on Jan 10, 2024
Your situation is deeply troubling and highlights a painful part of history. Holding the deed to the land is significant, as it establishes a legal claim. First, you should confirm the current status of the property. This can be done by checking the latest property records in the county where the... View More
How do i get the answer?
answered on Jan 8, 2024
As an unmarried, disabled individual over 65 owning less than an acre of land, your tax obligations depend on various factors, including the location of the property and your income. Property taxes are generally levied by local governments, and the rules can vary significantly from one jurisdiction... View More
Looking for legal advice for disruptive loud and raucous noise coming from neighbor's property in close-quarter living conditions. What practice area of law should I reach out to in order to act on this?
answered on Jan 5, 2024
For issues related to loud and disruptive noise from a neighbor, you would typically look into attorneys practicing in the area of real estate or property law. These legal professionals often handle disputes between neighbors, including noise complaints and other nuisances.
In some cases,... View More
I am facing eviction with a 30-day notice in Jackson County, MS, which expires on November 13, 2025. I lived in unit #326 for nearly 8 years before moving to unit #327 for financial reasons after my husband's passing in 2023. Since the new management took over in October 2025, I've faced... View More
answered on Nov 10, 2025
You are not subject to a lock change without a court judgment for eviction and a writ of possession executed by the sheriff; any “self-help” lockout in Mississippi is unlawful. If management tries to change the locks on November 14, call law enforcement, record the interaction, and state that... View More
Can my landlord, in Jackson County, Mississippi, require me to pay the light bill without a formal lease agreement stating this? Three years ago, we agreed informally that I would pay rent according to an old lease, which states I am responsible for utilities. However, my landlord recently insisted... View More
answered on Nov 8, 2025
You can be held to pay utilities in Mississippi if your lease—written or oral—makes you responsible; leases longer than one year must be in writing, but a month-to-month arrangement can be oral. Because you agreed to keep paying “according to” the old lease that put utilities on you, a... View More
I am planning to leave a shared living situation with my partner in Mississippi. I have receipts for items I personally purchased, including a living room set, refrigerator, and stove. My partner is unaware that I am planning on leaving, and there is no formal agreement between us regarding... View More
answered on Nov 5, 2025
That’s an understandable concern, especially when you’ve invested your own money into shared household items. In Mississippi, ownership of personal property is generally determined by who purchased the item, regardless of where it’s located. If you have receipts showing that you bought the... View More
I am one of the grantors of a property located in Mississippi, which is co-owned with my siblings, and two nephews and two nieces. We are all in agreement to sell the property, but we haven't started any formal process yet. What are the options for us to proceed with the sale given our... View More
answered on Oct 25, 2025
Because you and your siblings, nephews, and nieces agree to sell, you can proceed by collective conveyance. Start by ordering a Mississippi title commitment to confirm vesting and liens and to determine whether any spouse must sign to release homestead rights.
The cleanest path uses one... View More
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