Phoenix, AZ asked in Arbitration / Mediation Law and Civil Litigation for Arizona

Q: I'm the defendant in a civil suit filed by a former auto finance company. If they prevail, could my wages be garnished?

Loan was in default December 2018. Car was totaled in a very bad accident, and had no insurance coverage at the time. Lender charged off debt as "due to natural disaster" according to my credit report. They didn't file until December 21, 2020. We weren't served until June 18, 2021.

1 Lawyer Answer
Peter H. Westby
Peter H. Westby
  • Estate Planning Lawyer
  • Scottsdale, AZ
  • Licensed in Arizona

A: Yes, if the plaintiff prevails and a judgement is entered against you it is possible that your wages will be garnished. I recommend that you consult with an attorney immediately to review this matter and get assistance to defend or settle this claim.

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