Q: How do I answer a lawsuit? I am being sued for an accident but my insurance company has settled with the plaintiff.
A: Were you served after the settlement? You should contact your insurance company and find out what happened so that you can be prepared for whatever additional case has been filed. If you have not been served and the case has settled, the insurance company should ensure the lawsuit is dismissed for you.
Tim Akpinar agrees with this answer
I would notify your insurance company. They have a duty to defend and a duty to indemnify. If they settled with the person who is suing you, they should have a release for you - hopefully.
If you are being sued by another person involved in the accident (such as a passenger) then your insurance company should hire a lawyer to defend you in that case.
Contact your insurance company and let them know about the lawsuit.
A: If you are being sued, there likely was not a settlement with the plaintiff. If you had an active insurance policy at the time of the accident, you would simply send a copy of the lawsuit to you the insurance company and the insurance company will either 1) hire a lawyer to answer the lawsuit for you, or 2) tell you that they are not going to help you with the lawsuit. If the insurance company will not help you, you may need to consult an attorney to see if the insurance company's refusal to help you is wrong. To answer your question, you answer a lawsuit by filing a document with the court letting the court know that you generally deny the allegations that the plaintiff is making.
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