Q: Credit report account made but not by me?
So I go to credit karma to make acc. They tell me a acc already made with a email. And told me what email. My biological fathers. And so on. Apparently goes on it everyday? Why? My credit. I’m 25. I am mentally disable. Growing up. I guess as a aunt said. He used me for debt. Wells Fargo credit card for hundreds bucks a month of food yes but I was a teen. He had a good job and money etc. gas. I don’t never will drive. So yah. Bio mother used me for her kohl’s. Amd the Amazon most. I used two hundred and that’s all my credit cards debt in total while I got over 3000 by them. So seeing him make a acc of my credit is sketchy since I am living in shelter for year almost. What can I do. Free wise for help of this. credit companies won’t listen to me since I know of it all…. I wish can change my social security number cause he knows it by heart for this stuff signing up. My indeniity is not safe by them…so please sorry adhd ramble. Help..
A: If someone has misused your Social Security number or other personal information to create credit or other problems for you, then you need to take action right away. Go to IdentityTheft.gov - it is a website managed by the Federal Trade Commission (FTC) - and they will help you with a recovery plan. You can also call FTC at 1-877-IDTHEFT (1-877-438-4338).
As a last resort, you may apply for a new Social Security number, but a new number is not given readily and it may not resolve your issues. Here is a pamphlet about Identity Theft that will give you more information at https://www.ssa.gov/pubs/EN-05-10064.pdf.
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