Get free answers to your Banking legal questions from lawyers in your area.
On Thursday February 29th square bank froze my account for what they thought was suspicious on Friday march 1st a bill pay I initiated on Thursday was returned now the company I was paying the bill to wants an additional 100 dollars for the returned check fee is square responsible for that fee? I... View More 
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 4, 2024
When your account with Square Bank was frozen due to suspected suspicious activity, and as a result, a check was returned, this situation understandably causes frustration and financial inconvenience. Banks and financial institutions have policies in place to monitor and act on activities they deem... View More
I found out the next day when I went online to pay my bills. I saw that I had a negative amount. I contacted the bank immediately and was told to call back in the morning when they opened up??. I did and the conversation got hot real fast. The amount is over 90k. Which wiped me out and caused me to... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 5, 2024
I'm sorry to hear this happened. A bank making an unauthorized 90k wire transfer from a customer's account is a very serious matter. Here are the steps I would recommend you take:
1. Document everything. Keep detailed written records of all your interactions with the bank... View More
I took out a credit line on a business over 20 years ago, that business is now closed. The bank at some point converted the account into my personal name and they have raised the interest rate 3 times what the original rate was. They cannot produce the original signed documents which I requested... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 12, 2023
In Nevada, the obligation to repay a loan typically does not depend on the lender's ability to produce the original signed documents. Even if the bank cannot produce these documents, your responsibility to repay the loan generally remains, especially if there is other evidence of the debt,... View More
Account they gave me $500 but then another bank of mine was taking money so I told them not to let them will they freeze my fidelity account and now there's $800 in the account identity has closed my account and will not give me my money without a medallion notary I cannot get a medallion... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 5, 2023
In situations where a bank like Fidelity requires a medallion signature guarantee, it's typically for added security in certain financial transactions. If Fidelity won't release your funds without this guarantee, consider the following steps: First, gather all relevant documentation and... View More
In the state of Nevada, can I ask a client of my med-spa business to sign a release of claims and a refund acknowledgement upon processing the refund for their service?
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 4, 2023
In Nevada, businesses often use releases or waivers to protect themselves from potential future claims or lawsuits. It's not uncommon for a business to request a customer to sign a release of claims when processing a refund, especially if there's a potential for a dispute or claim. By... View More
My brother became sick and he wrote me a check for $30000 i deposited it to my account but it was denied due to funds not being in checking so he transfered funds and wrote me another check i deposited it then he died the check was denied for an unknown reason my account was froze then closed due... View More
answered on Feb 9, 2023
Sorry to hear about the loss of your brother. In the event his estate consisted solely of the bank account and it was under $25,000, then you would be able to access the account through the use of Nevada's Small Estate Affidavit. Unfortunately, due to the amount involved, this will not be... View More
When he died I closdd his account at Wells Fargo emptied his safety deposit box and made an estate account in both our names and paid off his bills all at Wells Fargo. They have all the paperwork,will, death certificate , order to set aside etc.He had an account with them for yeats up till 2013.... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 6, 2024
It sounds like you're feeling frustrated with Wells Fargo's response, and that's understandable given all the work you've already done. While the documents you previously submitted may have worked in the past, financial institutions often have specific procedures for different... View More
That they were aware they made the mistake and were investigating. Never heard back from them. I guess there was a judgment in a civil case that I was completely unaware of.. I mean nothing. They didn't show that I was served, called or anything. Now they did have a curior say that he... View More
answered on Dec 6, 2021
A Nevada attorney could advise best, but your question remains open for two weeks. Since this involves a judgment, a collections attorney would probably have better insight here than a personal injury attorney. There's no guarantee all posts are ultimately picked up, but you could repost and... View More
So I go to credit karma to make acc. They tell me a acc already made with a email. And told me what email. My biological fathers. And so on. Apparently goes on it everyday? Why? My credit. I’m 25. I am mentally disable. Growing up. I guess as a aunt said. He used me for debt. Wells Fargo credit... View More
answered on Aug 30, 2021
If someone has misused your Social Security number or other personal information to create credit or other problems for you, then you need to take action right away. Go to IdentityTheft.gov - it is a website managed by the Federal Trade Commission (FTC) - and they will help you with a recovery... View More
I live in my mother's house to take care of her, so I let my niece live in my house.
answered on Mar 25, 2021
These questions need to be answered by your bankruptcy attorney after he has reviewed your finances.
Need help obtaining a 604a license and any other items needed for the startup
answered on Mar 4, 2021
A Nevada attorney could assist best, but your question remains open for a month. Given the Q & A format of this board, it could be difficult for a law firm to come forth and offer their services like in an attorney referral site. At this point, you could reach out to attorneys. There's a... View More
Can w use words such as depositor, CD, Money Market with an investment account if we aren't a bank? Our service. this investment account is very similar to a savings account in that you put your money in and you can take it out with very short notice, and you get a fixed return. It is an... View More
answered on Mar 3, 2020
The last time I looked, the unauthorized use of any of the financial terms you asked about, as well as many other banking, financial and investment terms, is prohibited in every state of the United States. It this were not the case you would see hundreds of thousands of small businesses offering... View More
Funds have been in my available and current balance for 3 weeks now I have never taken any money out of this account they say there going to close it but it could take up to 3 years for a check to be returned and they wont let me access my money
answered on Jun 12, 2019
Most commercial banks have an old saying they teach all tellers to rely upon: "Know your depositor." This wise advice also applies to regular people who open new accounts in the high-tech world of today--where fraudulent checks are now everywhere. Why would you expect Capital One to give... View More
If I check their website for Nevada loans, https://www.netcredit.com/rates-and-terms/nevada
I receive a message stating "Unfortunately, personal loans through NetCredit are not currently available in your state.
We are working hard to provide access to fast, trustworthy credit... View More
answered on May 28, 2019
There is a big difference between borrowing from a lender not authorized to make loans in Nevada and repaying a loan to a lender that is not authorized to make loans in Nevada.
Reading between the lines here tells me that
(1) you have been obligated to repay this (terrible) loan... View More
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
