Q: Info sent to insurance 1 month before statute of limitations. Can they stall to avoid paying? Have open claim number.
Rear ended in auto collision. Took excessively long due to 3 surgeries and COVID protocol.
A: You need to actually file a lawsuit against the proper defendant (likely the other driver and his/her employer, if appropriate) BEFORE the statute of limitation (SOL) runs. Filing an insurance claim does nothing to stop the SOL. If the SOL passes and you did not file a lawsuit, the insurance company will not pay. You cannot sue another person's insurance company for bad faith.
Teri A. Walter agrees with this answer
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