Texas Insurance Bad Faith Questions & Answers
Q: An auto insurance company doesn't want to counteroffer until I come down more from my original counter. what should I do
Timur Akpinar's answer
Based on the facts at hand, it isn't mentioned what their offer is. If you consult with a Texas injury attorney for their opinion on the insurance company's offer, they are going to want to know more about the medicals. Based on the description here, the other vehicle ran a red light and your vehicle was totaled. But the other important element here will be the extent of injuries. Hopefully everyone in your vehicle is okay. But to discuss the case more meaningfully, a Texas attorney will have...
Based on the facts at hand, it isn't mentioned what their offer is. If you consult with a Texas injury attorney for their opinion on the insurance company's offer, they are going to want to know more about the medicals. Based on the description here, the other vehicle ran a red light and your vehicle was totaled. But the other important element here will be the extent of injuries. Hopefully everyone in your vehicle is okay. But to discuss the case more meaningfully, a Texas attorney will have...
Q: officer gave me the insurance information of the at fault driver who was driving someone else insured vehicle.
Rahlita D. Thornton's answer
We assist injured victims in accident cases. Depending on your injuries it is possible that both companies could be liable to pay for your damages. 888-3434LAW or 888-343-4529.
We assist injured victims in accident cases. Depending on your injuries it is possible that both companies could be liable to pay for your damages. 888-3434LAW or 888-343-4529.
Q: Can the liable party of an accident personally close a claim made on them after they are found liable?
Rahlita D. Thornton's answer
You can still submit your damages to his or her insurance company for direct payment. There may be supplemental repairs to your vehicle so it is best to let the insurance company deal with it. Sometimes, these repairs are really costly and some damages are not seen until they begin repairing it. Good luck.
You can still submit your damages to his or her insurance company for direct payment. There may be supplemental repairs to your vehicle so it is best to let the insurance company deal with it. Sometimes, these repairs are really costly and some damages are not seen until they begin repairing it. Good luck.
Q: Liberty Mutual Insurance just totaled my vehicle, but I believe my car is worth more. What can I do?
Rahlita D. Thornton's answer
If you believe that your vehicle is worth more then we would negotiate for the higher amount. We would do our own evaluation with your input. First, make sure that you have exhausted all options. We represent those who are injured and have for many years so if you have any more questions please give us a call at 888-343-4529 #1
888-343-4LAW #1
If you believe that your vehicle is worth more then we would negotiate for the higher amount. We would do our own evaluation with your input. First, make sure that you have exhausted all options. We represent those who are injured and have for many years so if you have any more questions please give us a call at 888-343-4529 #1
888-343-4LAW #1
Q: Allstate sold me a product they does not carry.
Timur Akpinar's answer
I do not practice in Texas but your question remains open for three weeks. An experienced attorney familiar with insurance law (including underwriting issues) should be able to provide guidance.
Tim Akpinar
I do not practice in Texas but your question remains open for three weeks. An experienced attorney familiar with insurance law (including underwriting issues) should be able to provide guidance.
Tim Akpinar
Q: I have full coverage insurance and had an accident only involving my car,my insurance said they are not liable
2 Answers
| Asked
in
Insurance Bad Faith and Insurance Defense
for
Texas
on
Answered on Jul 27, 2018
Answered on Jul 27, 2018
Reid Adam Winthrop's answer
If you have liability only insurance, then you are likely not covered for any damage or harm to you or the passengers of your vehicle. You should review your policy to determine the coverages.
If you have liability only insurance, then you are likely not covered for any damage or harm to you or the passengers of your vehicle. You should review your policy to determine the coverages.
Q: Insurance company is refusing to pay my father's life-time settlement agreement for 4yr now which is to pay 15k/yr
1 Answer
| Asked
in
Workers' Compensation and Insurance Bad Faith
for
Texas
on
Answered on Jun 6, 2018
Answered on Jun 6, 2018
S. Michael Graham's answer
You can contact an attorney of your choice or else you are free to contact my office.
An attorney will need to review the file and paperwork to determine what benefits are due and owing. My website is www.onthejobinjury.info. Ph. 214-358-6060
You can contact an attorney of your choice or else you are free to contact my office.
An attorney will need to review the file and paperwork to determine what benefits are due and owing. My website is www.onthejobinjury.info. Ph. 214-358-6060
Q: If I was to file my boyfriend as a beneficiary on my insurance plan does that make us common law married
1 Answer
| Asked
in
Civil Litigation, Insurance Bad Faith and Family Law
for
Texas
on
Answered on Apr 2, 2018
Answered on Apr 2, 2018
Q: our truck was wrecked.we had uninssured motorist.our insurance says they changed it(per our request)we did not.what can
Steven Pate Harrelson's answer
Texas law requires that any rejection of Uninsured Motorist (UM) coverage be in writing. Have your agent show you the writing where it was waived/rejected.
Texas law requires that any rejection of Uninsured Motorist (UM) coverage be in writing. Have your agent show you the writing where it was waived/rejected.
Q: What will happen to my claim if the excluded driver on my policy was driving. Other car was at fault.
Peter N. Munsing's answer
you file a claim for the damage to your car with the at fault driver's policy. Don't get into all the back and forth about who was and wasn't driving.
The driver has a claim for their injuries which they need to see a member of the Texas Trial Lawyers Assn for--they give free consults.
you file a claim for the damage to your car with the at fault driver's policy. Don't get into all the back and forth about who was and wasn't driving.
The driver has a claim for their injuries which they need to see a member of the Texas Trial Lawyers Assn for--they give free consults.
Q: What are the statue of limitations in Texas for no insurance on a vehicle
Grant St Julian III's answer
The statute of limitations is tolled once the charging instrument is filed with the court. The statute is 2 years for misdemeanor cases in Texas, but once the case is filed with the Court, the statute of limitations no longer is an issue. For a 2002 case, however, they may be other issues you can present in Court, but the warrant must be removed before a court date can be scheduled. Contact an attorney in the city where the warrant is pending.
The statute of limitations is tolled once the charging instrument is filed with the court. The statute is 2 years for misdemeanor cases in Texas, but once the case is filed with the Court, the statute of limitations no longer is an issue. For a 2002 case, however, they may be other issues you can present in Court, but the warrant must be removed before a court date can be scheduled. Contact an attorney in the city where the warrant is pending.
Q: Son got in a car accident 2 days after we bought the vehicle and is not insured
1 Answer
| Asked
in
Car Accidents, Insurance Bad Faith and Insurance Defense
for
Texas
on
Answered on Dec 29, 2017
Answered on Dec 29, 2017
Steven Pate Harrelson's answer
You should check your insurance policy to determine whether he was an excluded driver. It's possible that your insurance will still cover the accident, depending on the insurer. However, it's likely that there's an exclusion for allowing someone to drive the car who is not a licensed driver. Secondly, you should be concerned about a potential lawsuit against you for negligent entrustment, which is a cause of action in Texas. You should contact your insurer ASAP to notify them of this claim...
You should check your insurance policy to determine whether he was an excluded driver. It's possible that your insurance will still cover the accident, depending on the insurer. However, it's likely that there's an exclusion for allowing someone to drive the car who is not a licensed driver. Secondly, you should be concerned about a potential lawsuit against you for negligent entrustment, which is a cause of action in Texas. You should contact your insurer ASAP to notify them of this claim...
Q: How do you deal with an insurance adjuster who is low-balling his estimate of the value of your car?
Peter N. Munsing's answer
Understand the playing field. It's not the Kelly blue book but the NADA blue book that matters (or the McClean Hunter Market report called the red book). Value is what sons car would be worth the minute before the crash. Look on cars.com and you'll get a better idea--use a 450 mile radius and look for dealers, not the Craigs list Charlenes of the used car world.
Unless you wan to hire an appraiser you are a bit stuck. If you have collision on it go through that.
If you don't...
Understand the playing field. It's not the Kelly blue book but the NADA blue book that matters (or the McClean Hunter Market report called the red book). Value is what sons car would be worth the minute before the crash. Look on cars.com and you'll get a better idea--use a 450 mile radius and look for dealers, not the Craigs list Charlenes of the used car world.
Unless you wan to hire an appraiser you are a bit stuck. If you have collision on it go through that.
If you don't...
Q: Does insurance cover storage fees when car accident is not my fault ?
Matthew Zarghouni's answer
When you say storage fees are you referring to a storage lot? The simple answer is yes, the insurance company for the person at fault should pay for storage fees. It is best to contact them quickly to seek proper course of action because storage fees add up very fast. You will likely have to pay the fees and submit to insurance company for reimbursement.
When you say storage fees are you referring to a storage lot? The simple answer is yes, the insurance company for the person at fault should pay for storage fees. It is best to contact them quickly to seek proper course of action because storage fees add up very fast. You will likely have to pay the fees and submit to insurance company for reimbursement.
Q: Can I get insurance to pay me for their customer fault on a accident after a judgement?
Peter N. Munsing's answer
Congratulations on your award. You can do that. However if you were hurt you may want to talk to an injury attorney first as there may be issues created by a property only judgment. Call the attorney now before the time to appeal the judgment to the court of general jurisdiction is passed; don't call the insurance until it's passed though.
Congratulations on your award. You can do that. However if you were hurt you may want to talk to an injury attorney first as there may be issues created by a property only judgment. Call the attorney now before the time to appeal the judgment to the court of general jurisdiction is passed; don't call the insurance until it's passed though.
Q: Not sure if I can sue or if it worth it. Got bad diesel from a station. Cost $8700 to fix. documented it was bad fuel.
1 Answer
| Asked
in
Insurance Bad Faith, Consumer Law, Products Liability and Energy, Oil and Gas
for
Texas
on
Answered on Aug 30, 2016
Answered on Aug 30, 2016
Peter N. Munsing's answer
Send the claim to the station with a copy, and ask them to forward the copy to their carrier. If they are a franchise (shell, Exxon, BP etc) send a claim to corporate. That doesn't get a response file a small claims case. Most attorneys would say this is the one time we say may as well do it yourself , but get a consult from a consumer attorney. Go to www.naca.net
Send the claim to the station with a copy, and ask them to forward the copy to their carrier. If they are a franchise (shell, Exxon, BP etc) send a claim to corporate. That doesn't get a response file a small claims case. Most attorneys would say this is the one time we say may as well do it yourself , but get a consult from a consumer attorney. Go to www.naca.net
Q: I was injured in 2014, qualified for SSDI and my LTD insurance cut me off in April 2016. What recourse do I have?
1 Answer
| Asked
in
Personal Injury, Insurance Bad Faith, Social Security and Workers' Compensation
for
Texas
on
Answered on Aug 23, 2016
Answered on Aug 23, 2016
Peter N. Munsing's answer
You have to appeal the Long term Disabiltiy cut off. Not sure why medicare isn't covering you--a good Medicare B would mean no deductibles. As to your auto, check and make sure that when you bought it you didn't purchase disability coverage. Even if you are sure you didn't, it sometimes happens you did.Talk to a member of the Texas Trial Lawyers Assn who handles long term care insurance issues.
You have to appeal the Long term Disabiltiy cut off. Not sure why medicare isn't covering you--a good Medicare B would mean no deductibles. As to your auto, check and make sure that when you bought it you didn't purchase disability coverage. Even if you are sure you didn't, it sometimes happens you did.Talk to a member of the Texas Trial Lawyers Assn who handles long term care insurance issues.
Q: My car got hit in the back got her insurance no police report insurance denied the payment I call her she don't answer
Peter N. Munsing's answer
If you have collision let them deal with it; if not, send her the estimate with a letter stating that her insurance says she didn't pay and it cancelled, that if she doesn't pay or respond you will ask the DMV to suspend her license and report her as not having insurance to the police.If you were hurt you may have uninsured motorist coverage--contact a member of the Texas Trial Lawyers Assn--they give free consults.
If you have collision let them deal with it; if not, send her the estimate with a letter stating that her insurance says she didn't pay and it cancelled, that if she doesn't pay or respond you will ask the DMV to suspend her license and report her as not having insurance to the police.If you were hurt you may have uninsured motorist coverage--contact a member of the Texas Trial Lawyers Assn--they give free consults.
Q: We sell a pc land in refugio county, tx, are unable to get a title policy due to missing chain of title. what can I do ?
Edward J. Kazaleh's answer
It may also be possible to establish ownership by adverse possession or file a lawsuit to clear up title. It really depends how large or valuable the land is? I'd like to look into it for you with a no obligation free evaluation. Maybe we could work something out. Please send me specifics by email or mail.
Edward Kazaleh
-- EMAIL: propertylawyer@live.com
---- WEBSTITE: www.bizlaw.pro
It may also be possible to establish ownership by adverse possession or file a lawsuit to clear up title. It really depends how large or valuable the land is? I'd like to look into it for you with a no obligation free evaluation. Maybe we could work something out. Please send me specifics by email or mail.
Edward Kazaleh
-- EMAIL: propertylawyer@live.com
---- WEBSTITE: www.bizlaw.pro
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