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Texas Insurance Bad Faith Questions & Answers
1 Answer | Asked in Criminal Law, Federal Crimes, Insurance Bad Faith and White Collar Crime for Texas on
Q: What kind of Attorney handles victim of Texas Work Comp Insurance Fraud?
Tim Akpinar
Tim Akpinar answered on Jan 11, 2020

In terms of prosecution, Workers' Comp and other types of insurance fraud cases are generally handled by the County District Attorney's office or the U.S. Attorney's Office. In terms of defense, they are generally handled by criminal defense attorneys, usually with insight into white collar crime.... Read more »

2 Answers | Asked in Contracts, Criminal Law and Insurance Bad Faith for Texas on
Q: Yes my question is about an Trucker's Group Insurance Policy on the job that fall under an Occupational Accident Policy

an o/o trucker who is leased to this trucking co. this policy is in the trucking co. name only , they is the owner of your policy. and they make up they own rules if they want to pay or not and it is most no to be. I have a stroke on the job back in July 28, 2009 why on the job at work and they... Read more »

Roy Lee Warren
Roy Lee Warren answered on Jan 2, 2020

Thank you for your question. I am certain that you are aware you will need legal representation that is particularly skilled in WC law. However, I am sure that is not why you came to this site. I will attempt to assist you because I understand the dire predicament you are in.

SRS is not the...
Read more »

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1 Answer | Asked in Insurance Bad Faith for Texas on
Q: How long do insurance companies have to settle PIP claims?
Rahlita D. Thornton
Rahlita D. Thornton answered on Dec 23, 2019

Normally, they are supposed to pay within 30 days after all required information has been received by them. Sometimes they want extra information after receiving initial information.

4 Answers | Asked in Car Accidents and Insurance Bad Faith for Texas on
Q: I’m a foreign national who got into a car crash. I’m at fault. I don’t have any property in United States.

What if I get sued? If I plan to return to my country can I use that in the settlement?

Peter N. Munsing
Peter N. Munsing answered on Nov 26, 2019

If you have insurance the insurance will take care of it. If not, saying you'll return and trying to get out of it may generate a call from the person to the authorities which is no problem if your visa is valid but if you have overstayed........

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1 Answer | Asked in Insurance Bad Faith, Family Law, Health Care Law and Medical Malpractice for Texas on
Q: Hello, my question is can a doctor be a beneficiary on an insurance policy in Texas. But I have the death certificate

and how can a doctor get a death certificate and he did not sign for it. also, the doctor does not want to meet with me or talk to me and my mother was mentally ill so I feel she was not in her right mind.

Tim Akpinar
Tim Akpinar answered on Sep 19, 2019

'Sorry that your question remains open for four weeks. At this point, it might make more sense to contact someone directly, either a Texas attorney who deals with life insurance claims litigation, or a knowledgeable licensed insurance professional in Texas who underwrites life insurance policies.... Read more »

1 Answer | Asked in Insurance Bad Faith, Personal Injury and Insurance Defense for Texas on
Q: Can claim on my AD&D if cancer & injury has stopped my arm and hand from working?

A year ago i was put on short term then long term and ssi. June of this year, i was told by doctors my arm and hand would never work again. So most likely i will lose my job. Can i claim on my insurance i had and insurance my company had on me, like AD&D?

Tim Akpinar
Tim Akpinar answered on Sep 3, 2019

If you could repost or add categories, add Social Security and Public Benefits. You are correct in selecting Personal Injury, but you would probably get more meaningful input from an attorney who handles Social Security disability matters. Good luck

Tim Akpinar

1 Answer | Asked in Insurance Bad Faith and Car Accidents for Texas on
Q: Is it too late to sue for damage?

My vehicle was totaled last year while parked at a tire shop, the driver involved allegedly fell asleep while driving. He totaled my car and some other vehicles that was parked. The driver does not have an insurance and not listed in his parent's car. My car was in pristine condition & was fully... Read more »

Peter N. Munsing
Peter N. Munsing answered on Jul 29, 2019

I believe the statute of limitations for damage to property is two years. Contact your insurance because they may sue him in "subrogation,"

and would include an amount that covers your deductible.

But first I'd ask him to pay you and see if he agrees. If not you can report that to...
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1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Texas on
Q: friend got a citation for no license in my car. They used my insurance. Will my parents find out? Or will my rate go up?

Insurance under parents

Peter N. Munsing
Peter N. Munsing answered on Jun 12, 2019

Was there a crash? If not no problem. Even if there was, I don't see a problem under most scenarios. Rates only go up if the driver is at fault in causing the collision, if there was one. The question of fault has nothing to do with the license.

2 Answers | Asked in Insurance Bad Faith for Texas on
Q: Texas and bad faith

My daughter was hit by a driver who ran a red light. The other driver was ticketed. His insurance company denied our claim without even having a copy of police report. They have also been very difficult to contact. I read that Texas doesn’t allow bad faith lawsuits unless it is between the... Read more »

Rahlita D. Thornton
Rahlita D. Thornton answered on Jun 4, 2019

You should pursue the case and obtain an attorney if the other driver was ticketed if your daughter sustained injuries. There may be other options considering the facts of the accident and whether you also have coverages that can apply. Of course there are time limitations on a lot of claims.... Read more »

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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Texas on
Q: An auto insurance company doesn't want to counteroffer until I come down more from my original counter. what should I do

Just received a letter from the insurance company saying:

""We have minimum limit policies 30/60 and unless the counters are more reasonable for me to extend another offer I could be bidding against myself. You can call me and we can discuss the claims and if a more reasonable counter is... Read more »

Tim Akpinar
Tim Akpinar answered on May 19, 2019

Based on the facts at hand, it isn't mentioned what their offer is. If you consult with a Texas injury attorney for their opinion on the insurance company's offer, they are going to want to know more about the medicals. Based on the description here, the other vehicle ran a red light and your... Read more »

2 Answers | Asked in Insurance Bad Faith for Texas on
Q: officer gave me the insurance information of the at fault driver who was driving someone else insured vehicle.

officer gave me the insurance information of the at fault driver who was driving someone else insured vehicle. I called the at fault drivers insurance and the at fault drivers insurance discovered that the at fault drivers was driving someone else vehicle and gave me the involved vehicle insurance... Read more »

Rahlita D. Thornton
Rahlita D. Thornton answered on Jan 23, 2019

We assist injured victims in accident cases. Depending on your injuries it is possible that both companies could be liable to pay for your damages. 888-3434LAW or 888-343-4529.

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1 Answer | Asked in Car Accidents and Insurance Bad Faith for Texas on
Q: Can the liable party of an accident personally close a claim made on them after they are found liable?

I was rear ended and went through the liable parties insurance. After a few weeks, he was found liable and I obtained the incident report which corroborates my story as well as supports my statement that he was, "inattentive." I was texted by the liable party stating that he has closed the claim... Read more »

Rahlita D. Thornton
Rahlita D. Thornton answered on Jan 17, 2019

You can still submit your damages to his or her insurance company for direct payment. There may be supplemental repairs to your vehicle so it is best to let the insurance company deal with it. Sometimes, these repairs are really costly and some damages are not seen until they begin repairing it.... Read more »

2 Answers | Asked in Car Accidents and Insurance Bad Faith for Texas on
Q: Liberty Mutual Insurance just totaled my vehicle, but I believe my car is worth more. What can I do?
Rahlita D. Thornton
Rahlita D. Thornton answered on Dec 4, 2018

If you believe that your vehicle is worth more then we would negotiate for the higher amount. We would do our own evaluation with your input. First, make sure that you have exhausted all options. We represent those who are injured and have for many years so if you have any more questions please... Read more »

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1 Answer | Asked in Insurance Bad Faith for Texas on
Q: Allstate sold me a product they does not carry.

Then, the underwriter declined, because Allstate does not have a million as liability in the landlord policy. The underwrite told the agent, but agent ignored it and did not inform me at all while I was overseas, the agent knew I was overseas. So when I found out on 9/5, that I do not have a... Read more »

Tim Akpinar
Tim Akpinar answered on Nov 14, 2018

I do not practice in Texas but your question remains open for three weeks. An experienced attorney familiar with insurance law (including underwriting issues) should be able to provide guidance.

Tim Akpinar

2 Answers | Asked in Insurance Bad Faith and Insurance Defense for Texas on
Q: I have full coverage insurance and had an accident only involving my car,my insurance said they are not liable

I was driving my car when the drive shaft broke off,as a result I lost control of my car and had to break hard and suddenly to prevent an running into anything. My children and I both are experiencing whiplash..pain in neck/head,stiffness ect. I called my insurance because I wasn't sure what to... Read more »

Reid Adam Winthrop
Reid Adam Winthrop answered on Jul 27, 2018

If you have liability only insurance, then you are likely not covered for any damage or harm to you or the passengers of your vehicle. You should review your policy to determine the coverages.

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1 Answer | Asked in Workers' Compensation and Insurance Bad Faith for Texas on
Q: Insurance company is refusing to pay my father's life-time settlement agreement for 4yr now which is to pay 15k/yr

He was awarded in court a life-time settlement. We have all the paperwork and even the original checks from the initial payout. However the company that is now supposed to pay the 15k per year is refusing to pay. Calling them just sends you from employee to employee, in circles. One lady flat out... Read more »

S. Michael Graham
S. Michael Graham answered on Jun 6, 2018

You can contact an attorney of your choice or else you are free to contact my office.

An attorney will need to review the file and paperwork to determine what benefits are due and owing. My website is www.onthejobinjury.info. Ph. 214-358-6060

1 Answer | Asked in Insurance Bad Faith for Texas on
Q: the insurance compay says we changed it to (um) personal injury from property.and it was changed (signed) via computer.

not what we wanted.at all.we got (um)to cover our truck.in the event of an accident.

C. Kierulff Lassen
C. Kierulff Lassen answered on Apr 2, 2018

Then get a copy of the policy to check which it is.

1 Answer | Asked in Civil Litigation, Insurance Bad Faith and Family Law for Texas on
Q: If I was to file my boyfriend as a beneficiary on my insurance plan does that make us common law married
C. Kierulff Lassen
C. Kierulff Lassen answered on Apr 2, 2018

That does not make you common law married, no

2 Answers | Asked in Car Accidents and Insurance Bad Faith for Texas on
Q: our truck was wrecked.we had uninssured motorist.our insurance says they changed it(per our request)we did not.what can

we do.? our truck was totaled.by a restricted driver.

Steven Pate Harrelson
Steven Pate Harrelson answered on Apr 2, 2018

Texas law requires that any rejection of Uninsured Motorist (UM) coverage be in writing. Have your agent show you the writing where it was waived/rejected.

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1 Answer | Asked in Car Accidents and Insurance Bad Faith for Texas on
Q: What will happen to my claim if the excluded driver on my policy was driving. Other car was at fault.

None of my drivers information was taken. He shouldnt even be excluded, he was only listed because he owned the second vehicle on policy. I removed vehicle back in November 2017 and he should have been taken off with that. How would I file this claim?

Peter N. Munsing
Peter N. Munsing answered on Feb 26, 2018

you file a claim for the damage to your car with the at fault driver's policy. Don't get into all the back and forth about who was and wasn't driving.

The driver has a claim for their injuries which they need to see a member of the Texas Trial Lawyers Assn for--they give free consults.

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