Was there a crash? If not no problem. Even if there was, I don't see a problem under most scenarios. Rates only go up if the driver is at fault in causing the collision, if there was one. The question of fault has nothing to do with the license.
My daughter was hit by a driver who ran a red light. The other driver was ticketed. His insurance company denied our claim without even having a copy of police report. They have also been very difficult to contact. I read that Texas doesn’t allow bad faith lawsuits unless it is between the... Read more »
You should pursue the case and obtain an attorney if the other driver was ticketed if your daughter sustained injuries. There may be other options considering the facts of the accident and whether you also have coverages that can apply. Of course there are time limitations on a lot of claims....Read more »
Just received a letter from the insurance company saying:
""We have minimum limit policies 30/60 and unless the counters are more reasonable for me to extend another offer I could be bidding against myself. You can call me and we can discuss the claims and if a more reasonable counter is... Read more »
Based on the facts at hand, it isn't mentioned what their offer is. If you consult with a Texas injury attorney for their opinion on the insurance company's offer, they are going to want to know more about the medicals. Based on the description here, the other vehicle ran a red light and your...Read more »
officer gave me the insurance information of the at fault driver who was driving someone else insured vehicle. I called the at fault drivers insurance and the at fault drivers insurance discovered that the at fault drivers was driving someone else vehicle and gave me the involved vehicle insurance... Read more »
I was rear ended and went through the liable parties insurance. After a few weeks, he was found liable and I obtained the incident report which corroborates my story as well as supports my statement that he was, "inattentive." I was texted by the liable party stating that he has closed the claim... Read more »
You can still submit your damages to his or her insurance company for direct payment. There may be supplemental repairs to your vehicle so it is best to let the insurance company deal with it. Sometimes, these repairs are really costly and some damages are not seen until they begin repairing it....Read more »
If you believe that your vehicle is worth more then we would negotiate for the higher amount. We would do our own evaluation with your input. First, make sure that you have exhausted all options. We represent those who are injured and have for many years so if you have any more questions please...Read more »
Then, the underwriter declined, because Allstate does not have a million as liability in the landlord policy. The underwrite told the agent, but agent ignored it and did not inform me at all while I was overseas, the agent knew I was overseas. So when I found out on 9/5, that I do not have a... Read more »
I was driving my car when the drive shaft broke off,as a result I lost control of my car and had to break hard and suddenly to prevent an running into anything. My children and I both are experiencing whiplash..pain in neck/head,stiffness ect. I called my insurance because I wasn't sure what to... Read more »
He was awarded in court a life-time settlement. We have all the paperwork and even the original checks from the initial payout. However the company that is now supposed to pay the 15k per year is refusing to pay. Calling them just sends you from employee to employee, in circles. One lady flat out... Read more »
None of my drivers information was taken. He shouldnt even be excluded, he was only listed because he owned the second vehicle on policy. I removed vehicle back in November 2017 and he should have been taken off with that. How would I file this claim?
The statute of limitations is tolled once the charging instrument is filed with the court. The statute is 2 years for misdemeanor cases in Texas, but once the case is filed with the Court, the statute of limitations no longer is an issue. For a 2002 case, however, they may be other issues you can...Read more »
We recently purchased a used 2016 Ford Mustang for my son for his 18th birthday which is on January 3rd. Until then, I did not want him driving due to him not being insured. 2 Days later, I gave him permission to drive to run some errands and pay some bills for us since me and his mother are away... Read more »
You should check your insurance policy to determine whether he was an excluded driver. It's possible that your insurance will still cover the accident, depending on the insurer. However, it's likely that there's an exclusion for allowing someone to drive the car who is not a licensed driver....Read more »
My son was just involved in a collision that totaled his car. The other driver had insurance and his company acknowledges that he was to blame and are offering to cover damages, but they are low-balling the estimate of the car's value, trying to pay one half its Kelly Blue Book. The car is 9 years... Read more »
Understand the playing field. It's not the Kelly blue book but the NADA blue book that matters (or the McClean Hunter Market report called the red book). Value is what sons car would be worth the minute before the crash. Look on cars.com and you'll get a better idea--use a 450 mile radius and look...Read more »
When you say storage fees are you referring to a storage lot? The simple answer is yes, the insurance company for the person at fault should pay for storage fees. It is best to contact them quickly to seek proper course of action because storage fees add up very fast. You will likely have to pay...Read more »
I had a accident with someone, did the usually exchanged insurance information other person took fault but changed his story once he spoke to his insurance, his insurance denied my claim after having a police report stating it wasn't my fault, so I took that person to small claims court (he didn't... Read more »
Congratulations on your award. You can do that. However if you were hurt you may want to talk to an injury attorney first as there may be issues created by a property only judgment. Call the attorney now before the time to appeal the judgment to the court of general jurisdiction is passed; don't...Read more »
We purchased diesel from station in Bay City, Tx. Killed our truck 45mins after driving it. Had to have it towed to repair shop. Found out it was water in tank and cost us $8700 to repair. Repair Shop analyzed the diesel in our tank and verified it was bad diesel. Too much water. They have... Read more »
Send the claim to the station with a copy, and ask them to forward the copy to their carrier. If they are a franchise (shell, Exxon, BP etc) send a claim to corporate. That doesn't get a response file a small claims case. Most attorneys would say this is the one time we say may as well do it...Read more »
My injury is a fractured foot with torn ligaments/tendons and 5 herniated cervical discs. When Medicare started in July 2016, I scheduled the corrective surgery on my foot and am still recovering. I will have to go through physical therapy and rehab for strengthening and weight bearing. I still... Read more »
You have to appeal the Long term Disabiltiy cut off. Not sure why medicare isn't covering you--a good Medicare B would mean no deductibles. As to your auto, check and make sure that when you bought it you didn't purchase disability coverage. Even if you are sure you didn't, it sometimes happens you...Read more »
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.