If the vehicles were purchased during your marriage, they are community property. In your divorce proceedings, you can ask the court for temporary orders awarding you the exclusive use and possession of the vehicles, ordering your spouse to maintain or obtain insurance on the vehicles, ordering... View More

No. If you cash the check, you likely will be bound by the retroactive cancellation date and the policy will not cover the accident that occurred on July 4, 2025. This will risk you being personally liable for any damages in that accident and may have other adverse legal ramifications on you.... View More

I'm sorry about your accident and the upheaval it has caused you. Yes, it could be helpful to speak with an attorney. Most offer free initial consults on accident cases. But an attorney is not necessarily an automatic "cure-all" for a slow-moving claim, and there's no guarantee... View More

Under a typical automobile liability insurance policy, the insurance company has a valid defense to a claim for coverage if the act of the policyholder was an "intentional act." So it is likely your ex-wife's insurance policy would not provide coverage for her intentionally ramming... View More

You can either hire a private investigator or attempt to do the legwork yourself. With respect to the house, there should be deed records, tax, records, and possibly probate records which you can obtain. If you were named as the beneficiary of an insurance policy, the insurance company will... View More

You need to gather together your policy documents and communications with your insurance agent to verify that your daughter was not designated as an "excluded driver" at the time of the accident.

Then contact an attorney who practices in the area of insurance coverage litigation... View More

Gather up all of your evidence including all of your communications with the dealership and with the bank as well as every communication denying you credit, and take it to an experienced attorney who practices in the area consumer law in or near the county where the dealership is located.

With the policy not naming any contingent beneficiaries, the insurance company must issue a check for the policy proceeds to the Estate of the decedent. It would be bad faith if the insurance company issued the check to you and/or your siblings personally.

The executor of the... View More

A Texas attorney could advise best, but your question remains open for over two weeks. You ask many good questions, but a meaningful response would result in a memo several pages in length. It isn't clear if you are represented by an attorney. If you are, these are things to sit down and... View More

There are different types of insurance. The law requires the driver of a motor vehicle to carry proof of liability insurance and provide it upon request to a police officer. This is what you can get a ticket for. It would be very unusual for a lender to provide this type of insurance.... View More

A Texas attorney could advise best, but your question remains open for two weeks. An attorney consult might be a starting point in sorting this mess out - depending on your policy, the terms of releases signed by the company, their original work contract (and any change orders), your insurance... View More

A claim for misrepresentation of the terms of the workers’ compensation insurance policy is really the only potential claim for bad faith by a workers compensation insurer in Texas. Your question does not indicate a misrepresentation concerning the terms of your workers' compensation... View More

A Texas attorney could advise best, but your question remains open for three weeks. Your question presents things that need to be sorted out for an attorney to advise meaningfully. Who is "he," the person who dropped your coverage? Why weren't you the one in dialogue with the carrier... View More

An insurance company does not make "rulings." Its position may be that your wife is 50% responsible, but that is not a "ruling." If the amount in controversy is less than $20,000, you can sue the other driver in small claims court to secure a court ruling allocating the... View More

You may be able to do small claims, depending on the PD figure and the limit in Texas small claims. I hope your wife is okay. Since the claim does not appear to involve bodily injury, you could decide if the size of the property damage claim justifies having an expert look at the film to offer an... View More

I'm sorry for the ordeal resulting from your accident. You could look into whether it's possible to line up a free initial consult. Your brief post doesn't mention injuries. Whether your matter involves property damages only, or property damages and bodily injury, that could make a... View More

Our justice of the peace courts have jurisdiction over small claims where the amount in controversy does not exceed $20,000. The principal advantage of small claims court is that you do not need an attorney to file a lawsuit. Since you "have no money right now," this is probably your... View More

Under the Texas Prompt Payment Statute, insurance companies have a fixed amount of time to accept or reject a claim from a policyholder, or to request additional information. In the latter case, they have 15 days from the date that they receive the requested information. Failure to comply can... View More

Your attorney’s statement that treatment must stop because the policy limits are only $30,000 likely means the liability insurance coverage from the at-fault driver is insufficient to cover all your medical expenses, attorney fees, and case costs.

However, that does not automatically end... View More

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answered on Sep 27, 2025

It is reasonable to expect a hospital to provide a clear, itemized bill that explains exactly what you are paying for. When a billing department refuses to provide this, it not only causes problems with your FSA but also prevents you from confirming that charges are accurate. Since you already... View More