Texas Insurance Bad Faith Questions & Answers

Q: I have full coverage insurance and had an accident only involving my car,my insurance said they are not liable

2 Answers | Asked in Car Accidents, Insurance Bad Faith, Insurance Defense and Personal Injury for Texas on
Answered on Jul 27, 2018
Reid Adam Winthrop's answer
If you have liability only insurance, then you are likely not covered for any damage or harm to you or the passengers of your vehicle. You should review your policy to determine the coverages.

Q: Insurance company is refusing to pay my father's life-time settlement agreement for 4yr now which is to pay 15k/yr

1 Answer | Asked in Workers' Compensation and Insurance Bad Faith for Texas on
Answered on Jun 6, 2018
S. Michael Graham's answer
You can contact an attorney of your choice or else you are free to contact my office.

An attorney will need to review the file and paperwork to determine what benefits are due and owing. My website is www.onthejobinjury.info. Ph. 214-358-6060

Q: the insurance compay says we changed it to (um) personal injury from property.and it was changed (signed) via computer.

1 Answer | Asked in Insurance Bad Faith for Texas on
Answered on Apr 2, 2018
Christian Lassen's answer
Then get a copy of the policy to check which it is.

Q: our truck was wrecked.we had uninssured motorist.our insurance says they changed it(per our request)we did not.what can

2 Answers | Asked in Car Accidents and Insurance Bad Faith for Texas on
Answered on Apr 2, 2018
Steven Pate Harrelson's answer
Texas law requires that any rejection of Uninsured Motorist (UM) coverage be in writing. Have your agent show you the writing where it was waived/rejected.

Q: What will happen to my claim if the excluded driver on my policy was driving. Other car was at fault.

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Texas on
Answered on Feb 26, 2018
Peter Munsing's answer
you file a claim for the damage to your car with the at fault driver's policy. Don't get into all the back and forth about who was and wasn't driving.

The driver has a claim for their injuries which they need to see a member of the Texas Trial Lawyers Assn for--they give free consults.

Q: What are the statue of limitations in Texas for no insurance on a vehicle

1 Answer | Asked in Traffic Tickets and Insurance Bad Faith for Texas on
Answered on Feb 6, 2018
Grant St Julian III's answer
The statute of limitations is tolled once the charging instrument is filed with the court. The statute is 2 years for misdemeanor cases in Texas, but once the case is filed with the Court, the statute of limitations no longer is an issue. For a 2002 case, however, they may be other issues you can present in Court, but the warrant must be removed before a court date can be scheduled. Contact an attorney in the city where the warrant is pending.

Q: If an employer tells you they offer insurance but don't give them to you is that illegal??

1 Answer | Asked in Employment Law and Insurance Bad Faith for Texas on
Answered on Jan 21, 2018
Salim U. Shaikh's answer
Still two days to go. Let 90 days be over and you may remind them of their offer and ask them if that is still in tact. If altered they should have informed you earlier.

Q: Son got in a car accident 2 days after we bought the vehicle and is not insured

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Texas on
Answered on Dec 29, 2017
Steven Pate Harrelson's answer
You should check your insurance policy to determine whether he was an excluded driver. It's possible that your insurance will still cover the accident, depending on the insurer. However, it's likely that there's an exclusion for allowing someone to drive the car who is not a licensed driver. Secondly, you should be concerned about a potential lawsuit against you for negligent entrustment, which is a cause of action in Texas. You should contact your insurer ASAP to notify them of this claim...

Q: How do you deal with an insurance adjuster who is low-balling his estimate of the value of your car?

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Texas on
Answered on Nov 11, 2017
Peter Munsing's answer
Understand the playing field. It's not the Kelly blue book but the NADA blue book that matters (or the McClean Hunter Market report called the red book). Value is what sons car would be worth the minute before the crash. Look on cars.com and you'll get a better idea--use a 450 mile radius and look for dealers, not the Craigs list Charlenes of the used car world.

Unless you wan to hire an appraiser you are a bit stuck. If you have collision on it go through that.

If you don't...

Q: Does insurance cover storage fees when car accident is not my fault ?

2 Answers | Asked in Car Accidents and Insurance Bad Faith for Texas on
Answered on Mar 9, 2017
Matthew Zarghouni's answer
When you say storage fees are you referring to a storage lot? The simple answer is yes, the insurance company for the person at fault should pay for storage fees. It is best to contact them quickly to seek proper course of action because storage fees add up very fast. You will likely have to pay the fees and submit to insurance company for reimbursement.

Q: Can I get insurance to pay me for their customer fault on a accident after a judgement?

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Texas on
Answered on Oct 13, 2016
Peter Munsing's answer
Congratulations on your award. You can do that. However if you were hurt you may want to talk to an injury attorney first as there may be issues created by a property only judgment. Call the attorney now before the time to appeal the judgment to the court of general jurisdiction is passed; don't call the insurance until it's passed though.

Q: Not sure if I can sue or if it worth it. Got bad diesel from a station. Cost $8700 to fix. documented it was bad fuel.

1 Answer | Asked in Insurance Bad Faith, Consumer Law, Products Liability and Energy, Oil and Gas for Texas on
Answered on Aug 30, 2016
Peter Munsing's answer
Send the claim to the station with a copy, and ask them to forward the copy to their carrier. If they are a franchise (shell, Exxon, BP etc) send a claim to corporate. That doesn't get a response file a small claims case. Most attorneys would say this is the one time we say may as well do it yourself , but get a consult from a consumer attorney. Go to www.naca.net

Q: I was injured in 2014, qualified for SSDI and my LTD insurance cut me off in April 2016. What recourse do I have?

1 Answer | Asked in Personal Injury, Insurance Bad Faith, Social Security and Workers' Compensation for Texas on
Answered on Aug 23, 2016
Peter Munsing's answer
You have to appeal the Long term Disabiltiy cut off. Not sure why medicare isn't covering you--a good Medicare B would mean no deductibles. As to your auto, check and make sure that when you bought it you didn't purchase disability coverage. Even if you are sure you didn't, it sometimes happens you did.Talk to a member of the Texas Trial Lawyers Assn who handles long term care insurance issues.

Q: My car got hit in the back got her insurance no police report insurance denied the payment I call her she don't answer

1 Answer | Asked in Insurance Bad Faith and Car Accidents for Texas on
Answered on Aug 19, 2016
Peter Munsing's answer
If you have collision let them deal with it; if not, send her the estimate with a letter stating that her insurance says she didn't pay and it cancelled, that if she doesn't pay or respond you will ask the DMV to suspend her license and report her as not having insurance to the police.If you were hurt you may have uninsured motorist coverage--contact a member of the Texas Trial Lawyers Assn--they give free consults.

Q: We sell a pc land in refugio county, tx, are unable to get a title policy due to missing chain of title. what can I do ?

1 Answer | Asked in Insurance Bad Faith for Texas on
Answered on Feb 26, 2014
Edward J. Kazaleh's answer
It may also be possible to establish ownership by adverse possession or file a lawsuit to clear up title. It really depends how large or valuable the land is? I'd like to look into it for you with a no obligation free evaluation. Maybe we could work something out. Please send me specifics by email or mail.

Edward Kazaleh

-- EMAIL: propertylawyer@live.com

---- WEBSTITE: www.bizlaw.pro

Q: My health insurance was canceled because bank didnt make the payment.

1 Answer | Asked in Insurance Bad Faith for Texas on
Answered on Sep 30, 2011
Mark Steven Humphreys' answer
This does not appear to be insurance bad faith law. You may have a claim against your bank depending on exactly what happened. Many more details are needed.

Q: My daughter and young son were rear-ended last November. The other driver's insur. co.Allstate, still has not paid claim

1 Answer | Asked in Insurance Bad Faith for Texas on
Answered on Sep 30, 2011
Mark Steven Humphreys' answer
If you submitted a request to them to pay and they have not, then you will need an attorney to get involved. It may be necessary to file a lawsuit. Allstate is one of the more difficult companies to deal with when making a personal injury claim.

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