Brooksville, FL asked in Consumer Law, Contracts, Banking and Business Law for Florida

Q: Can anyone deduct money from my Bank account without my permission? Even though they have my number on file.

I am a member of an HOA. We have a grill that we are required to pay $50. every month to use it or lose it. I never use it. Recently they stated on the statement: Beginning January 1st, 2022 we will be converting to auto pay. Payments will be automatically be charged to your card on file on the 2nd day of each month. They also require there be a credit card on file. I have signed nothing to allow this, but can they do this without my permission?

2 Lawyer Answers
Linda Liang
Linda Liang
PREMIUM
Answered
  • Business Law Lawyer
  • Boca Raton, FL
  • Licensed in Florida

A: Nobody has right to charge your credit card without your authorization.

Bruce Alexander Minnick agrees with this answer

Bruce Alexander Minnick
Bruce Alexander Minnick
Answered
  • Business Law Lawyer
  • Tallahassee, FL
  • Licensed in Florida

A: Based on your statements it sounds to me like this change does not apply to you--because you do not owe the $50 unless you use the grill.

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