Q: Is there a way to find out if a guardian of a deceased legally incapacitated adult took out a life insurance policy?
I already asked the funeral home for documentation. I was not notified of my child's death and do not know what actually happened.
A: Best thing to do would be to go to the probate court. There should be an accounting filed, which would list everything.
This depends on what you mean by 'took out'. If they used the LIPs money to buy the policy then yes, as Mr Geers suggests it will be in the records of the Probate Court Conservatorship (which is often different than the Guardianship).
Your question is far more complicated than you may realize, and it would help you to consult with a local probate attorney to review the facts of the case, and determine what if anything you should do. It is highly probable that there is nothing for you to do at this point, but that local consult will help you understand what has happened.
-- This answer is offered for informational purposes only and does not constitute legal advice or create an attorney/client relationship.
I am licensed to practice in Michigan only. Please seek competent local legal help if you feel you need legal advice
Brent T. Geers agrees with this answer
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