Rocky River, OH asked in Real Estate Law and Gov & Administrative Law for Ohio

Q: How long does HUD have to release a lien after paying off a partial claim?

I had a HUD partial claim with NOVAD. I recently refinanced and my lender paid off the partial claim as part of the refinance. The title company advised me that the check was cashed by NOVAD on 10/25/2021. It is now 12/24/2021. I have not received any official correspondence from NOVAD or my lender about this partial claim payoff, and no release of lien has been filed with the county. My lender keeps blowing me off, telling me it's on NOVAD; but NOVAD cashed the check months ago. The title company is telling me it is on my lender to file with the county since NOVAD cashed the check. Can you help provide clarity? Is it normal for this to take so long, or is there more I can be doing?

1 Lawyer Answer
Bruce Martin Broyles
Bruce Martin Broyles
  • Lancaster, OH
  • Licensed in Ohio

A: Ohio requires a satisfaction of mortgage to be filed 90dsys after payment

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