Los Angeles, CA asked in Car Accidents and Small Claims for California

Q: Hello good afternoon, i had question regarding porperty damage as a result of a automobile accident.

On may of 2019, i was struck by a dodge challenger who failed to stop at a stop sign in a 2way intersection. Driver fled on foot and my insurance had to foot the bill for my vehicle. I was traveling northbound in my infiniti when i was hit on my front right passenger door which made my vehicle swerve north left and hit the porch of a residence. Now fast foward 2 years later i get a letter from lawyer group saying i owe damages that occurred to the residence. My question is why am i being sued as an individual instead of my insurance? Also am i liable if i wasn't at fault of the automobile accident? What steps do i need to take now because they served me court documents. (The document says i have to respond 30 days to the court) what do i need to include there?

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3 Lawyer Answers
William John Light
William John Light
Answered
  • Personal Injury Lawyer
  • Santa Ana, CA
  • Licensed in California

A: Just notify your liability insurer at the time of the collision. It will defend you.

1 user found this answer helpful

Gerald Barry Dorfman
Gerald Barry Dorfman
Answered
  • Personal Injury Lawyer
  • Mill Valley, CA
  • Licensed in California

A: You need to turn the papers over to your insurance company immediately. You, as an individual, are the correct party to be sued, but your insurance is there to protect you. Because you have been served court papers, you must act right away.

1 user found this answer helpful

Dale S. Gribow
Dale S. Gribow
Answered
  • Personal Injury Lawyer
  • Palm Desert, CA
  • Licensed in California

A: turn it over to your auto ins co....if you have not already.

they will handle it for you.

an atty always sues the individual and that person turns it over to their ins co to see if it has merit.

1 user found this answer helpful

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