Q: My sister & I settled on our mother's home sale in Cumberland, MD in May 2021.
6 weeks ago we learned that the MD taxes haven't been turned in yet nor has the deed been filed. We have contacted our realtor & the Title co. and for 6 weeks no one is providing answers. Who should we contact next ? We are unable to file our taxes until we resolve this matter.
A: I have noticed that recording offices are way behind in many of my jurisdictions. Long before Covid, it was common for recording to take weeks or months, and recorder staff working remotely for two years has not improved that delay. The next step is to retain a lawyer to investigate whether a lawsuit is appropriate.
A: If you received a title insurance commitment or policy, make claim. This will trigger the insurance company to contact the title company (the title agent that issued your policy) for an explanation. This is your immediate pressure point. Your agent will be of little use on this issue, and the title company will be more responsive to the large insurance company that allows the agent to keep up to 80% of your premium payment. A lawyer can certainly help, but it is your persistence that can bear immediate answers. The answer may be that the the County has not processed the submission, or it has lost the submission, or the submission has not yet been made. A client in your similar circumstance waited over one year for recording because a title company just couldn't properly calculate and pay the required taxes and fees.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.