Bowling Green, KY asked in Consumer Law and Small Claims for Kentucky

Q: Bank cashed check twice. Am I solely responsible to reimburse?

I have the online banking feature however I have never used where you can deposit a check via picture. Attempted to Tom's to do it and it said the photos were blurry however it said it also would take 3 to 5 business days. I needed the money immediately therefore I went straight to the bank and cashed it via a teller. Needless to say I don't keep a very good log of my biking balance, 7 1/2 weeks later I get a letter saying that my account is overdrawn for the check amount. I feel like I am not solely responsible for this because it was an honest mistake furthermore I feel like the teller should've been able to seen it when she pulled up my account to cash it. When I try to logon online it pops up this agreement with the bank that I have to agree to to even access my account now. I am solely responsible for paying this money back or is the bank partially responsible for this error? Ty

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1 Lawyer Answer
Timothy Denison
Timothy Denison
  • Consumer Law Lawyer
  • Louisville, KY
  • Licensed in Kentucky

A: If you received the money twice, you are responsible for repaying it.

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